Personal Loan
Beyond Ultimate Visa
- 0% for 15 months on purchases made during the first 6 months after opening your account.
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Beyond Ultimate Visa Credit Card
Routing number: 221571473
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-
Mastercard
-
Visa
-
All
1.99% on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
1.99% on balance transfers made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1.25 points for every $1
1 point for every $1
$0 annual fee for the first 12 months, then $50
$0 annual fee
-
Mastercard Coverage
-
MasterTravel Insurance
-
MasterRental
-
Purchase Protection
-
Extended Warranty
-
ATM Robbery and Assault Protection
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
-
Mastercard Global Services
-
Identity Theft Protection
-
Master Travel Insurance
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1 point for every $1
2 points for every $1
$0 annual fee
$0 annual fee for the first 12 months, then $150
-
Cellular Phone Protection
-
MasterRental
-
Platinum Concierge
-
Trip Cancellation and Delay
-
Luggage Protection
-
Master Global Services
-
RideShare
-
Purchase Protection
-
Ticket Saver
-
Price Protection
-
Extended Warranty
-
Identity Theft Protection
-
Travel and Lifestyle Services
-
Travel Assistance Services
-
MasterAssist Plus
-
Master Travel Rewards
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
-
Priority Pass Access
-
Cellular Phone Protection
-
MasterRental
-
MasterTravel Insurance
-
MasterAssist Black
-
Identity Theft Protection
-
Mastercard Black Concierge
-
Master Global Services
-
Purchase Protection
-
Insurance
-
Travel and Lifestyle Services
-
Travel Assistance Services
-
Price Protection
-
Extended Warranty
-
ATM Robbery and Assault Protection
-
MasterTravel Rewards
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
- 1
- 2
1.99% for 6 months on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1 point for every $1
1 point for every $1
$0 annual fee
$0 annual fee
-
Purchase Protection
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
-
Purchase Protection
-
Auto Rental Insurance
-
Medical Emergencies
-
Extended Warranty
-
Price Protection
-
Baggage Loss Insurance
-
Visa Concierge
-
Access to Visa Luxury Hotel Collection
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1.25 points for every $1
2 points for every $1
$0 annual fee for the first 12 months, then $50
$0 annual fee for the first 12 months, then $150
-
Purchase Protection Visa concierge
-
Auto Rental Insurance
-
Extended Warranty
-
Price Protection
-
Baggage Loss Insurance
-
Visa Concierge
-
Access to visa Luxury Hotel Collection
-
International Medical Emergencies
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
-
Purchase Protection
-
Auto Rental Insurance
-
International Medical Emergencies
-
Extended Warranty
-
Price Protection
-
Baggage Loss Insurance
-
Visa Concierge
-
Access to Visa Luxury Hotel Collection
-
Visa Airport Companion
-
Luggage Delay
-
Travel Accident Insurance
-
Priority Pass Access
-
Trip Cancellation
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
- 1
- 2
1.99% for 6 months on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1 point for every $1
1 point for every $1
$0 annual fee
$0 annual fee
-
Purchase Protection
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
-
Purchase Protection
-
Auto Rental Insurance
-
Medical Emergencies
-
Extended Warranty
-
Price Protection
-
Baggage Loss Insurance
-
Visa Concierge
-
Access to Visa Luxury Hotel Collection
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1.25 points for every $1
2 points for every $1
$0 annual fee for the first 12 months, then $50
$0 annual fee for the first 12 months, then $150
-
Purchase Protection Visa concierge
-
Auto Rental Insurance
-
Extended Warranty
-
Price Protection
-
Baggage Loss Insurance
-
Visa Concierge
-
Access to visa Luxury Hotel Collection
-
International Medical Emergencies
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
-
Purchase Protection
-
Auto Rental Insurance
-
International Medical Emergencies
-
Extended Warranty
-
Price Protection
-
Baggage Loss Insurance
-
Visa Concierge
-
Access to Visa Luxury Hotel Collection
-
Visa Airport Companion
-
Luggage Delay
-
Travel Accident Insurance
-
Priority Pass Access
-
Trip Cancellation
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
1.99% on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
1.99% on balance transfers made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1.25 points for every $1
1 point for every $1
$0 annual fee for the first 12 months, then $50
$0 annual fee
-
Mastercard Coverage
-
MasterTravel Insurance
-
MasterRental
-
Purchase Protection
-
Extended Warranty
-
ATM Robbery and Assault Protection
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
-
Mastercard Global Services
-
Identity Theft Protection
-
Master Travel Insurance
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1 point for every $1
2 points for every $1
$0 annual fee
$0 annual fee for the first 12 months, then $150
-
Cellular Phone Protection
-
MasterRental
-
Platinum Concierge
-
Trip Cancellation and Delay
-
Luggage Protection
-
Master Global Services
-
RideShare
-
Purchase Protection
-
Ticket Saver
-
Price Protection
-
Extended Warranty
-
Identity Theft Protection
-
Travel and Lifestyle Services
-
Travel Assistance Services
-
MasterAssist Plus
-
Master Travel Rewards
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
-
Priority Pass Access
-
Cellular Phone Protection
-
MasterRental
-
MasterTravel Insurance
-
MasterAssist Black
-
Identity Theft Protection
-
Mastercard Black Concierge
-
Master Global Services
-
Purchase Protection
-
Insurance
-
Travel and Lifestyle Services
-
Travel Assistance Services
-
Price Protection
-
Extended Warranty
-
ATM Robbery and Assault Protection
-
MasterTravel Rewards
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
- 1
- 2
- 3
- 4
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Mastercard
-
Visa
-
All
1.99% on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
1.99% on balance transfers made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1.25 points for every $1
1 point for every $1
1 point for every $1
2 points for every $1
$0 annual fee for the first 12 months, then $50
$0 annual fee
$0 annual fee
$0 annual fee for the first 12 months, then $150
-
Mastercard Coverage
-
MasterTravel Insurance
-
MasterRental
-
Purchase Protection
-
Extended Warranty
-
ATM Robbery and Assault Protection
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
-
Mastercard Global Services
-
Identity Theft Protection
-
Master Travel Insurance
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
-
Cellular Phone Protection
-
MasterRental
-
Platinum Concierge
-
Trip Cancellation and Delay
-
Luggage Protection
-
Master Global Services
-
RideShare
-
Purchase Protection
-
Ticket Saver
-
Price Protection
-
Extended Warranty
-
Identity Theft Protection
-
Travel and Lifestyle Services
-
Travel Assistance Services
-
MasterAssist Plus
-
Master Travel Rewards
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
-
Priority Pass Access
-
Cellular Phone Protection
-
MasterRental
-
MasterTravel Insurance
-
MasterAssist Black
-
Identity Theft Protection
-
Mastercard Black Concierge
-
Master Global Services
-
Purchase Protection
-
Insurance
-
Travel and Lifestyle Services
-
Travel Assistance Services
-
Price Protection
-
Extended Warranty
-
ATM Robbery and Assault Protection
-
MasterTravel Rewards
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
1.99% por 6 meses en compras realizadas durante los primeros 6 meses de la apertura de la cuenta.
0% por 15 meses en compras realizadas durante los primeros 6 meses de la apertura de la cuenta.
0% por 15 meses en transferencia de balances realizadas durante los primeros 3 meses de la apertura de la cuenta.
0% por 15 meses en transferencia de balances realizadas durante los primeros 3 meses de la apertura de la cuenta.
1 punto por cada $1
2 puntos por cada $1
$0 cuota anual
$0 por los primeros 12 meses, luego $150
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Mastercard Global Services
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Protección de Robo de Identidad
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Seguro de Viajes
-
Alertas de Fraude
-
Beyond Mobile
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Chargegard Ultimate
-
Acceso Priority Pass
-
MasterAssist Black
-
Protección de Robo de Identidad
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Concierge Mastercard Black
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Mastercard Global Services
-
Protección de Compras
-
Seguro de Viajes
-
Seguro de Autos
-
Protección para Teléfono Celular
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Servicios de Viaje y Estilo de Vida
-
Asistencia de Viajes
-
Protección de Precios
-
Garantía Extendida
-
Protección Robo de Efectivo
-
Master Travel Rewards
-
Alertas de Fraude
-
Beyond Mobile
-
Chargegard Ultimate
1.99% por 6 meses en compras realizadas durante los primeros 6 meses de la apertura de la cuenta.
1.99% por 6 meses en compras realizadas durante los primeros 6 meses de la apertura de la cuenta.
1.99% en transferencia de balances realizadas durante los primeros 6 meses de la apertura de la cuenta.
0% por 15 meses en transferencia de balances realizadas durante los primeros 3 meses de la apertura de la cuenta.
1.25 puntos por cada $1
1 punto por cada $1
$0 por los primeros 12 meses, luego $50
$0 cuota anual
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Seguro de Viajes
-
Seguro de Autos
-
Garantía extendida
-
Protección de Compras
-
MasterCoverage
-
Protección Robo de Efectivo
-
Alertas de Fraude
-
Beyond Mobile
-
Chargegard Ultimate
-
Platinum Concierge
-
Inconveniencia y Cancelación de Viaje
-
Protección de Equipaje
-
Protección para Teléfono Celular
-
Mastercard Global Service
-
Protección para viajes compartidos
-
Seguro de Autos
-
Protección de Compras
-
Protector de Boletos
-
Protección de Precios
-
Garantía Extendida
-
Protección de Robo de Identidad
-
Servicios de Viaje y Estilo de Vida
-
Asistencia de Viajes
-
MasterAssist Plus
-
Mastercard Travel Rewards
-
Alertas de Fraude
-
Beyond Mobile
-
Chargegard Ultimate
- 1
- 2
1.99% for 6 months on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1 point for every $1
1 point for every $1
1.25 points for every $1
2 points for every $1
$0 annual fee
$0 annual fee
$0 annual fee for the first 12 months, then $50
$0 annual fee for the first 12 months, then $150
-
Purchase Protection
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
-
Purchase Protection
-
Auto Rental Insurance
-
Medical Emergencies
-
Extended Warranty
-
Price Protection
-
Baggage Loss Insurance
-
Visa Concierge
-
Access to Visa Luxury Hotel Collection
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
-
Purchase Protection Visa concierge
-
Auto Rental Insurance
-
Extended Warranty
-
Price Protection
-
Baggage Loss Insurance
-
Visa Concierge
-
Access to visa Luxury Hotel Collection
-
International Medical Emergencies
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
-
Purchase Protection
-
Auto Rental Insurance
-
International Medical Emergencies
-
Extended Warranty
-
Price Protection
-
Baggage Loss Insurance
-
Visa Concierge
-
Access to Visa Luxury Hotel Collection
-
Visa Airport Companion
-
Luggage Delay
-
Travel Accident Insurance
-
Priority Pass Access
-
Trip Cancellation
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
1.99% por 6 meses, en compras realizadas durante los primeros 6 meses de la apertura de la cuenta.
1.99% por 6 meses, en compras realizadas durante los primeros 6 meses de la apertura de la cuenta.
0% por 15 meses en transferencias de balances realizadas durante los primeros 3 meses de la apertura de la cuenta.
0% por 15 meses en transferencias de balances realizadas durante los primeros 3 meses de la apertura de la cuenta.
1 punto por cada $1
1 punto por cada $1
$0 cuota anual
$0 cuota anual
-
Protección de Compras
-
Alertas de Fraude
-
Beyond Mobile
-
Chargegard Ultimate
-
Protección de Compras
-
Seguro de Alquiler de Auto
-
Emergencias Médicas Internacional
-
Garantía Extendida
-
Protección de Precios
-
Seguro de Perdida de Equipaje
-
Visa Concierge
-
Access a Visa Luxury Hotel Collection
-
Alertas de Fraude
-
Beyond Mobile
-
Chargegard Ultimate
0% por 15 meses, en compras realizadas durante los primeros 6 meses de la apertura de la cuenta.
0% por 15 meses, en compras realizadas durante los primeros 6 meses de la apertura de la cuenta.
0% por 15 meses en transferencias de balances realizadas durante los primeros 3 meses de la apertura de la cuenta.
0% por 15 meses en transferencias de balances realizadas durante los primeros 3 meses de la apertura de la cuenta.
1.25 puntos por cada $1
2 puntos por cada $1
$0 por los primeros 12 meses, luego $50
$0 por los primeros 12 meses, luego $150
-
Protección de Compras
-
Seguro de Alquiler de Auto
-
Garantía Extendida
-
Protección de Precios
-
Seguro de Pérdida de Equipaje
-
Visa concierge
-
Acceso a Visa Luxury Hotel Collection
-
Emergencias Médicas Internacional
-
Alertas de Fraude
-
Beyond Mobile
-
Chargegard Ultimate
-
Acceso Priority Pass
-
Seguro Accidente de Viaje
-
Seguro Alquiler de Auto
-
Protección de compras
-
Compensación por Emergencias Medicas
-
Garantía Extendida
-
Protección de Precios
-
Seguro de Perdida de Equipaje
-
Visa concierge
-
Acceso a Visa Luxury Hotel Collection
-
Seguro de Cancelación de Viaje
-
Visa Airport Companion
-
Retraso de Equipaje
-
Alertas de Fraude
-
Beyond Mobile
-
Chargegard Ultimate
- 1
- 2
1.99% on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
1.99% on balance transfers made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1.25 points for every $1
1 point for every $1
1 point for every $1
2 points for every $1
$0 annual fee for the first 12 months, then $50
$0 annual fee
$0 annual fee
$0 annual fee for the first 12 months, then $150
-
Mastercard Coverage
-
MasterTravel Insurance
-
MasterRental
-
Purchase Protection
-
Extended Warranty
-
ATM Robbery and Assault Protection
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
-
Mastercard Global Services
-
Identity Theft Protection
-
Master Travel Insurance
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
-
Cellular Phone Protection
-
MasterRental
-
Platinum Concierge
-
Trip Cancellation and Delay
-
Luggage Protection
-
Master Global Services
-
RideShare
-
Purchase Protection
-
Ticket Saver
-
Price Protection
-
Extended Warranty
-
Identity Theft Protection
-
Travel and Lifestyle Services
-
Travel Assistance Services
-
MasterAssist Plus
-
Master Travel Rewards
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
-
Priority Pass Access
-
Cellular Phone Protection
-
MasterRental
-
MasterTravel Insurance
-
MasterAssist Black
-
Identity Theft Protection
-
Mastercard Black Concierge
-
Master Global Services
-
Purchase Protection
-
Insurance
-
Travel and Lifestyle Services
-
Travel Assistance Services
-
Price Protection
-
Extended Warranty
-
ATM Robbery and Assault Protection
-
MasterTravel Rewards
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
0% for 15 months on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1.25 points for every $1
1 point for every $1
2 points for every $1
1 point for every $1
$0 annual fee for the first 12 months, then $50
$0 annual fee
$0 annual fee for the first 12 months, then $150
$0 annual fee
-
Purchase Protection Visa concierge
-
Auto Rental Insurance
-
Extended Warranty
-
Price Protection
-
Baggage Loss Insurance
-
Visa Concierge
-
Access to visa Luxury Hotel Collection
-
International Medical Emergencies
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
-
Purchase Protection
-
Auto Rental Insurance
-
Medical Emergencies
-
Extended Warranty
-
Price Protection
-
Baggage Loss Insurance
-
Visa Concierge
-
Access to Visa Luxury Hotel Collection
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
-
Purchase Protection
-
Auto Rental Insurance
-
International Medical Emergencies
-
Extended Warranty
-
Price Protection
-
Baggage Loss Insurance
-
Visa Concierge
-
Access to Visa Luxury Hotel Collection
-
Visa Airport Companion
-
Luggage Delay
-
Travel Accident Insurance
-
Priority Pass Access
-
Trip Cancellation
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
-
Purchase Protection
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
- 1
- 2
Your Beyond Ultimate Visa allows you to enjoy the following benefits:
HOW TO APPLY
Ready to apply?
Have the following information available before applying.
-
Social Security
-
One (1) valid ID
-
Driver's license
-
Passport
-
Military ID
-
Government ID
-
U.S. permanent resident card
Once you have the information, click here.
FREQUENTLY ASKED QUESTIONS
Wages and/or Salaried
· The last two (2) pay stubs dated no more than 30 days
Self-employed and/or professional services
· Last tax return or financial statement certified by a CPA
· Last three (3) bank statements
Retired and/or Pensioned
· Pension Certificate
For any other additional information regarding income evidence, please contact us at 787.282.2800
When you open a FirstBank credit card you are automatically enrolled in our Rewards Program!
No, it is free of charge.
You can redeem points online 24/7 at www.rewardsfirstbank.com or by calling a Customer Service Representative at 1-855-701-BANK (2265) from Monday through Sunday, from 6:00 a.m. to 12:00 a.m. (AST). Travel customer service representatives are available from 9:00 a.m. to 9:30 p.m. (EST), Monday through Friday; and 9:00 a.m. to 6:00 p.m. (EST) on Saturdays.