Routing number: 221571473
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Manage your products and services:
on purchases
made during the first 6 months after opening your account¹
on balance transfers
made during the first 6 months after opening your account¹
1.99% on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
1.99% on balance transfers made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1.25 points for every $1
1 point for every $1
1 point for every $1
2 points for every $1
$0 annual fee for the first 12 months, then $50
$0 annual fee
$0 annual fee
$0 annual fee for the first 12 months, then $150
Mastercard Coverage
MasterTravel Insurance
MasterRental
Purchase Protection
Extended Warranty
ATM Robbery and Assault Protection
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
Mastercard Global Services
Identity Theft Protection
Master Travel Insurance
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
Cellular Phone Protection
MasterRental
Platinum Concierge
Trip Cancellation and Delay
Luggage Protection
Master Global Services
RideShare
Purchase Protection
Ticket Saver
Price Protection
Extended Warranty
Identity Theft Protection
Travel and Lifestyle Services
Travel Assistance Services
MasterAssist Plus
Master Travel Rewards
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
Priority Pass Access
Cellular Phone Protection
MasterRental
MasterTravel Insurance
MasterAssist Black
Identity Theft Protection
Mastercard Black Concierge
Master Global Services
Purchase Protection
Insurance
Travel and Lifestyle Services
Travel Assistance Services
Price Protection
Extended Warranty
ATM Robbery and Assault Protection
MasterTravel Rewards
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
1.99% por 6 meses en compras realizadas durante los primeros 6 meses de la apertura de la cuenta.
0% por 15 meses en compras realizadas durante los primeros 6 meses de la apertura de la cuenta.
0% por 15 meses en transferencia de balances realizadas durante los primeros 3 meses de la apertura de la cuenta.
0% por 15 meses en transferencia de balances realizadas durante los primeros 3 meses de la apertura de la cuenta.
1 punto por cada $1
2 puntos por cada $1
$0 cuota anual
$0 por los primeros 12 meses, luego $150
Mastercard Global Services
Protección de Robo de Identidad
Seguro de Viajes
Alertas de Fraude
Beyond Mobile
Chargegard Ultimate
Acceso Priority Pass
MasterAssist Black
Protección de Robo de Identidad
Concierge Mastercard Black
Mastercard Global Services
Protección de Compras
Seguro de Viajes
Seguro de Autos
Protección para Teléfono Celular
Servicios de Viaje y Estilo de Vida
Asistencia de Viajes
Protección de Precios
Garantía Extendida
Protección Robo de Efectivo
Master Travel Rewards
Alertas de Fraude
Beyond Mobile
Chargegard Ultimate
1.99% por 6 meses en compras realizadas durante los primeros 6 meses de la apertura de la cuenta.
1.99% por 6 meses en compras realizadas durante los primeros 6 meses de la apertura de la cuenta.
1.99% en transferencia de balances realizadas durante los primeros 6 meses de la apertura de la cuenta.
0% por 15 meses en transferencia de balances realizadas durante los primeros 3 meses de la apertura de la cuenta.
1.25 puntos por cada $1
1 punto por cada $1
$0 por los primeros 12 meses, luego $50
$0 cuota anual
Seguro de Viajes
Seguro de Autos
Garantía extendida
Protección de Compras
MasterCoverage
Protección Robo de Efectivo
Alertas de Fraude
Beyond Mobile
Chargegard Ultimate
Platinum Concierge
Inconveniencia y Cancelación de Viaje
Protección de Equipaje
Protección para Teléfono Celular
Mastercard Global Service
Protección para viajes compartidos
Seguro de Autos
Protección de Compras
Protector de Boletos
Protección de Precios
Garantía Extendida
Protección de Robo de Identidad
Servicios de Viaje y Estilo de Vida
Asistencia de Viajes
MasterAssist Plus
Mastercard Travel Rewards
Alertas de Fraude
Beyond Mobile
Chargegard Ultimate
1.99% for 6 months on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1 point for every $1
1 point for every $1
1.25 points for every $1
2 points for every $1
$0 annual fee
$0 annual fee
$0 annual fee for the first 12 months, then $50
$0 annual fee for the first 12 months, then $150
Purchase Protection
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
Purchase Protection
Auto Rental Insurance
Medical Emergencies
Extended Warranty
Price Protection
Baggage Loss Insurance
Visa Concierge
Access to Visa Luxury Hotel Collection
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
Purchase Protection Visa concierge
Auto Rental Insurance
Extended Warranty
Price Protection
Baggage Loss Insurance
Visa Concierge
Access to visa Luxury Hotel Collection
International Medical Emergencies
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
Purchase Protection
Auto Rental Insurance
International Medical Emergencies
Extended Warranty
Price Protection
Baggage Loss Insurance
Visa Concierge
Access to Visa Luxury Hotel Collection
Visa Airport Companion
Luggage Delay
Travel Accident Insurance
Priority Pass Access
Trip Cancellation
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
1.99% por 6 meses, en compras realizadas durante los primeros 6 meses de la apertura de la cuenta.
1.99% por 6 meses, en compras realizadas durante los primeros 6 meses de la apertura de la cuenta.
0% por 15 meses en transferencias de balances realizadas durante los primeros 3 meses de la apertura de la cuenta.
0% por 15 meses en transferencias de balances realizadas durante los primeros 3 meses de la apertura de la cuenta.
1 punto por cada $1
1 punto por cada $1
$0 cuota anual
$0 cuota anual
Protección de Compras
Alertas de Fraude
Beyond Mobile
Chargegard Ultimate
Protección de Compras
Seguro de Alquiler de Auto
Emergencias Médicas Internacional
Garantía Extendida
Protección de Precios
Seguro de Perdida de Equipaje
Visa Concierge
Access a Visa Luxury Hotel Collection
Alertas de Fraude
Beyond Mobile
Chargegard Ultimate
0% por 15 meses, en compras realizadas durante los primeros 6 meses de la apertura de la cuenta.
0% por 15 meses, en compras realizadas durante los primeros 6 meses de la apertura de la cuenta.
0% por 15 meses en transferencias de balances realizadas durante los primeros 3 meses de la apertura de la cuenta.
0% por 15 meses en transferencias de balances realizadas durante los primeros 3 meses de la apertura de la cuenta.
1.25 puntos por cada $1
2 puntos por cada $1
$0 por los primeros 12 meses, luego $50
$0 por los primeros 12 meses, luego $150
Protección de Compras
Seguro de Alquiler de Auto
Garantía Extendida
Protección de Precios
Seguro de Pérdida de Equipaje
Visa concierge
Acceso a Visa Luxury Hotel Collection
Emergencias Médicas Internacional
Alertas de Fraude
Beyond Mobile
Chargegard Ultimate
Acceso Priority Pass
Seguro Accidente de Viaje
Seguro Alquiler de Auto
Protección de compras
Compensación por Emergencias Medicas
Garantía Extendida
Protección de Precios
Seguro de Perdida de Equipaje
Visa concierge
Acceso a Visa Luxury Hotel Collection
Seguro de Cancelación de Viaje
Visa Airport Companion
Retraso de Equipaje
Alertas de Fraude
Beyond Mobile
Chargegard Ultimate
1.99% on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
1.99% on balance transfers made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1.25 points for every $1
1 point for every $1
1 point for every $1
2 points for every $1
$0 annual fee for the first 12 months, then $50
$0 annual fee
$0 annual fee
$0 annual fee for the first 12 months, then $150
Mastercard Coverage
MasterTravel Insurance
MasterRental
Purchase Protection
Extended Warranty
ATM Robbery and Assault Protection
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
Mastercard Global Services
Identity Theft Protection
Master Travel Insurance
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
Cellular Phone Protection
MasterRental
Platinum Concierge
Trip Cancellation and Delay
Luggage Protection
Master Global Services
RideShare
Purchase Protection
Ticket Saver
Price Protection
Extended Warranty
Identity Theft Protection
Travel and Lifestyle Services
Travel Assistance Services
MasterAssist Plus
Master Travel Rewards
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
Priority Pass Access
Cellular Phone Protection
MasterRental
MasterTravel Insurance
MasterAssist Black
Identity Theft Protection
Mastercard Black Concierge
Master Global Services
Purchase Protection
Insurance
Travel and Lifestyle Services
Travel Assistance Services
Price Protection
Extended Warranty
ATM Robbery and Assault Protection
MasterTravel Rewards
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
0% for 15 months on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1.25 points for every $1
1 point for every $1
2 points for every $1
1 point for every $1
$0 annual fee for the first 12 months, then $50
$0 annual fee
$0 annual fee for the first 12 months, then $150
$0 annual fee
Purchase Protection Visa concierge
Auto Rental Insurance
Extended Warranty
Price Protection
Baggage Loss Insurance
Visa Concierge
Access to visa Luxury Hotel Collection
International Medical Emergencies
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
Purchase Protection
Auto Rental Insurance
Medical Emergencies
Extended Warranty
Price Protection
Baggage Loss Insurance
Visa Concierge
Access to Visa Luxury Hotel Collection
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
Purchase Protection
Auto Rental Insurance
International Medical Emergencies
Extended Warranty
Price Protection
Baggage Loss Insurance
Visa Concierge
Access to Visa Luxury Hotel Collection
Visa Airport Companion
Luggage Delay
Travel Accident Insurance
Priority Pass Access
Trip Cancellation
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
Purchase Protection
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
1.99% on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
1.99% on balance transfers made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1.25 points for every $1
1 point for every $1
$0 annual fee for the first 12 months, then $50
$0 annual fee
Mastercard Coverage
MasterTravel Insurance
MasterRental
Purchase Protection
Extended Warranty
ATM Robbery and Assault Protection
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
Mastercard Global Services
Identity Theft Protection
Master Travel Insurance
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1 point for every $1
2 points for every $1
$0 annual fee
$0 annual fee for the first 12 months, then $150
Cellular Phone Protection
MasterRental
Platinum Concierge
Trip Cancellation and Delay
Luggage Protection
Master Global Services
RideShare
Purchase Protection
Ticket Saver
Price Protection
Extended Warranty
Identity Theft Protection
Travel and Lifestyle Services
Travel Assistance Services
MasterAssist Plus
Master Travel Rewards
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
Priority Pass Access
Cellular Phone Protection
MasterRental
MasterTravel Insurance
MasterAssist Black
Identity Theft Protection
Mastercard Black Concierge
Master Global Services
Purchase Protection
Insurance
Travel and Lifestyle Services
Travel Assistance Services
Price Protection
Extended Warranty
ATM Robbery and Assault Protection
MasterTravel Rewards
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
1.99% for 6 months on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1 point for every $1
1 point for every $1
$0 annual fee
$0 annual fee
Purchase Protection
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
Purchase Protection
Auto Rental Insurance
Medical Emergencies
Extended Warranty
Price Protection
Baggage Loss Insurance
Visa Concierge
Access to Visa Luxury Hotel Collection
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1.25 points for every $1
2 points for every $1
$0 annual fee for the first 12 months, then $50
$0 annual fee for the first 12 months, then $150
Purchase Protection Visa concierge
Auto Rental Insurance
Extended Warranty
Price Protection
Baggage Loss Insurance
Visa Concierge
Access to visa Luxury Hotel Collection
International Medical Emergencies
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
Purchase Protection
Auto Rental Insurance
International Medical Emergencies
Extended Warranty
Price Protection
Baggage Loss Insurance
Visa Concierge
Access to Visa Luxury Hotel Collection
Visa Airport Companion
Luggage Delay
Travel Accident Insurance
Priority Pass Access
Trip Cancellation
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
1.99% for 6 months on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1 point for every $1
1 point for every $1
$0 annual fee
$0 annual fee
Purchase Protection
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
Purchase Protection
Auto Rental Insurance
Medical Emergencies
Extended Warranty
Price Protection
Baggage Loss Insurance
Visa Concierge
Access to Visa Luxury Hotel Collection
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1.25 points for every $1
2 points for every $1
$0 annual fee for the first 12 months, then $50
$0 annual fee for the first 12 months, then $150
Purchase Protection Visa concierge
Auto Rental Insurance
Extended Warranty
Price Protection
Baggage Loss Insurance
Visa Concierge
Access to visa Luxury Hotel Collection
International Medical Emergencies
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
Purchase Protection
Auto Rental Insurance
International Medical Emergencies
Extended Warranty
Price Protection
Baggage Loss Insurance
Visa Concierge
Access to Visa Luxury Hotel Collection
Visa Airport Companion
Luggage Delay
Travel Accident Insurance
Priority Pass Access
Trip Cancellation
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
1.99% on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
1.99% on balance transfers made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1.25 points for every $1
1 point for every $1
$0 annual fee for the first 12 months, then $50
$0 annual fee
Mastercard Coverage
MasterTravel Insurance
MasterRental
Purchase Protection
Extended Warranty
ATM Robbery and Assault Protection
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
Mastercard Global Services
Identity Theft Protection
Master Travel Insurance
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1 point for every $1
2 points for every $1
$0 annual fee
$0 annual fee for the first 12 months, then $150
Cellular Phone Protection
MasterRental
Platinum Concierge
Trip Cancellation and Delay
Luggage Protection
Master Global Services
RideShare
Purchase Protection
Ticket Saver
Price Protection
Extended Warranty
Identity Theft Protection
Travel and Lifestyle Services
Travel Assistance Services
MasterAssist Plus
Master Travel Rewards
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
Priority Pass Access
Cellular Phone Protection
MasterRental
MasterTravel Insurance
MasterAssist Black
Identity Theft Protection
Mastercard Black Concierge
Master Global Services
Purchase Protection
Insurance
Travel and Lifestyle Services
Travel Assistance Services
Price Protection
Extended Warranty
ATM Robbery and Assault Protection
MasterTravel Rewards
Alerts and Fraud Protection
Beyond Mobile
Chargegard Ultimate
Redeem your points to pay for transactions made on your Beyond credit card.
Find the perfect gift for someone special or yourself in our Rewards Program.
Enjoy the best vacation planning experience. Book flights, hotels, cruises, attractions, and vacation packages with your points.
Social Security
One (1) valid ID
Driver's license
Passport
Military ID
Government ID
U.S. permanent resident card
Once you have the information, click here.
Wages and/or Salaried
· The last two (2) pay stubs dated no more than 30 days
Self-employed and/or professional services
· Last tax return or financial statement certified by a CPA
· Last three (3) bank statements
Retired and/or Pensioned
· Pension Certificate
For any other additional information regarding income evidence, please contact us at 787.282.2800
When you open a FirstBank credit card you are automatically enrolled in our Rewards Program!
No, it is free of charge.
You can redeem points online 24/7 at www.rewardsfirstbank.com or by calling a Customer Service Representative at 1-855-701-BANK (2265) from Monday through Sunday, from 6:00 a.m. to 12:00 a.m. (AST). Travel customer service representatives are available from 9:00 a.m. to 9:30 p.m. (EST), Monday through Friday; and 9:00 a.m. to 6:00 p.m. (EST) on Saturdays.
Subject to credit approval. Certain restrictions apply. Offer valid until December 31, 2025 and only for new accounts. Does not apply in combination with other offers. 1Introductory APR of 1.99% on purchases and balance transfers made during the first 6 months after opening your account. After that, your APR will be from 17.25% up to 27.25%, based on your creditworthiness at the time you opened your account. The APR for Cash Advances will be from 25.75% up to 30.75%, based on your creditworthiness at the time you opened your account. These APRs may vary with the market, based on the Prime Rate. Penalty APR of 29.99%. 2Visit https://rewardsfirstbank.com for details of the Rewards Program. 3The offer of 5,000 points is broken down as follows: 1,500 points after you spend $1,000 in purchases within the first 3 months of opening your account, 500 points by subscribing online https://rewardsfirstbank.com within the first 30 days from account opening, and 3,000 points for a balance transfer within the first 3 months from activating your account. This offer is valid only for new accounts. The date of the transaction will determine if it will qualify for the offer. If there is a delay in the submission of the transactions from the merchants to us, or if the date of the purchase is different from the date the transaction was made, and is after the 3 months of opening your account, that purchase will not qualify for the offer. In addition, if you return your purchase, it does not qualify for the offer. Certain restrictions apply. 4Fraud alerts apply only for transactions considered suspicious or fraudulent. You can receive fraud alerts by e-mail and/or text message as long as we have your information registered correctly in our systems and your service provider has the service available. 5The pay services are subject to the provider terms and conditions: Samsung Pay and Google Pay. For more information on Beyond Mobile click here. 6Insurances and services offered directly by Mastercard. Mastercard is a commercial LAC region association registered trademark and is used by the issuer under license. 7The insurance products offered by FirstBank Insurance Agency LLC. do not represent a bank deposit, are not insured by the FDIC or by any other federal government agency, nor by FirstBank Puerto Rico, or any of its subsidiaries. Obtaining this insurance is optional and is not a condition to determine credit approval.
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