Commercial Accounts

Member FDIC for Puerto Rico and the United States Virgin Islands (USVI) only. ¹Contactless chip cards offer the same level of security as contact cards if used at terminal enabled with chip technology. Applies to Visa Debit Card only. ²Use of ATH Móvil requires that both the owner of the account receiving the transfer and the sender be enrolled in the service. To enroll, you must have an active debit card with a financial institution participating in the ATH Móvil service. Certain transfer charges may apply. Download the ATH Móvil app to enroll and view the terms and conditions to use the service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC. ³ATH Business is subject to FirstBank’s terms and conditions. To use ATH Business, you must be the owner or an authorized representative of a business authorized to do business in Puerto Rico, be at least 18 years old, and be a legal resident of Puerto Rico. You must also have an ATH debit card issued by a participating financial institution, a valid email address, and a device. A 2.25% service charge or a minimum charge of $0.06 applies to every payment received. Individuals may send a maximum of $1,500.00 per day. Merchants can receive a maximum of $10,000.00 per day. Other transfer charges may apply. ⁴In case of suspicious or fraudulent transactions, you may receive fraud alerts by e-mail and/or text message, as long as your information has been entered correctly in our systems and your service provider has the service available. ⁵Subject to the terms and conditions of the Deposit Account Agreement and the Disclosure of Applicable Charges, Terms, and Fees for Deposit Accounts, provided at account opening. ATH® and Visa Business cards are optional. The Visa Business card is available only for commercial checking accounts. The following charges apply to debit card transactions: $1.00 for balance inquiries at non-FirstBank ATMs; $2.00 for withdrawals at non-FirstBank ATMs; $2.00 for cash advances at FirstBank tellers or other financial institutions; and a 2% charge for foreign currency conversions based on the converted US dollar amount on debit cards transactions. Additional charges may apply as established by other financial institutions. If you are traveling outside of Puerto Rico, make sure to notify us of your travel dates and destinations by calling 787-725-2511 or 1-866-695-2511 to avoid interruptions to your card access, and don’t forget to bring your Visa Business, which is accepted worldwide at participating Visa merchants. For more information on where you can use your Visa Business card visit visa.com.pr.