Member FDIC. Only for individuals. Subject to the terms and conditions included in the Deposit Account Agreement and the Disclosure of Applicable Fees, Terms, and Interest Rates in Deposit Accounts, which were provided when you opened the account1The FirstReserve credit line is optional and subject to credit approval and other terms and conditions. 2Digital Banking is subject to FirstBank’s terms and conditions. 3Your deposit will be available according to FirstBank’s Funds Availability Policy, included in the Deposit Accounts Agreement 4ATH Móvil is subject to FirstBank's terms and conditions. In order to use ATH Móvil, both the sender and the receiver of the transfer need to be enrolled in the service. To enroll, you must have an active debit card with a financial institution participating in the ATH Móvil service. Download the ATH Móvil app to enroll and view the terms and conditions to use the service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC.