We offer a wide range of commercial lending products to help support your business goals and achieve success.

My business needs:

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Our lending products offer competitive interest rates, flexible repayment terms, and a range of borrowing options to fulfill your specific businesses needs.

Commercial Credit Products

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Term Loans

  • Real Estate acquisition or improvements
  • Business expansions and capital expenditures
  • Permanent working capital
  • Debt refinance
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Lines of Credit

  • For improvements
  • For working capital
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Government-Guaranteed Loans (SBA)

  • Startup, expansion, or business acquisition
  • Purchase inventory
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Beyond Business Mastercard Credit Card

  • $0 annual fee for the first 12 months, then $50
  • Master Traveler Insurance

Other Specialized Products

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Asset-Based Lending

  • Foster growth
  • Offer unique financial characteristics
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Syndicated Loans

  • For structured financing
  • For better terms in the market
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Floor Plan lending

  • New Vehicles
  • Used Automobiles
  • Demonstrators
  • Rental Fleet
  • Demonstrators
  • Trade-Ins


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Commercial Mortgage

  • Offices
  • Warehouses
  • Retail Centers
  • Apartments
  • Distribution Centers
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Construction Loans

  • Single-family housing projects
  • Multi-family and Elderly housing projects
  • Owner-occupied commercial real estate
  • Retail and industrial businesses commercial real estate
  • Warehouse projects
  • Hospitality
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Letters of Credit

  • Eliminate boundaries for your business
  • Import/export

The Bank will evaluate on a case-by-case basis commercial credit via loans and/or lines of credit or combination thereof for the below purposes.

  • Working capital financing

  • Capital expenditures financing

  • Acquisition and refinancing of equipment

  • Acquisition and refinancing of real estate assets

  • Import and export letters of credit

  • Refinancing and recapitalization of corporate debt

  • Interim and permanent financing for the construction of residential, commercial, and institutional properties

  • Financing business buy outs-mergers & acquisitions

  • Refinancing of the above-mentioned loans

  • Project Financing

  • Loans to start up operations

  • Loans to restaurants

  • Loans to reputable contractors and developers for working capital purposes

  • Issuance of "Standby Letters of Credits" and Performance Letters of Credits

  • Financing for affordable housing

  • Financing for the rehabilitation or construction of energy efficient buildings

  • Financing of renewable energy projects


¿Need more information?


Call us at: San Juan & Metro Area 787-729-8034

South Region 787-805-0150

  • Small Business Banking for credit facilities up to $1 million

  • Business Banking for credit facilities between $1 million and $10 million

  • Corporate Banking for credit facilities over $10 million

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Business Digital Solutions

Originate business loans and lines of credit through our digital platform here.

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Financial Education

Learn to manage your products with FirstBank electronic services

Get to know the tools and services that Digital Banking offer has for you.

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Financial Education

What is a payment protection plan?

Make the most out of your Payment Protection Plan, and get informed about it and its different coverages.

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Financial Education

Benefits of acquiring property insurance

Are you looking for a way to protect your assets? If so, Property Insurance is an excellent option for you.

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