We offer a wide range of commercial lending products to help support your business goals and achieve success.

My business needs:

Choose one Term loans Lines of Credit Government-Guaranteed Loans (SBA) Business Credit Card Asset-Based Lending Syndicated Loans Commercial Mortgage Construction Loans Letters of Credit
See details
Our lending products offer competitive interest rates, flexible repayment terms, and a range of borrowing options to fulfill your specific businesses needs.

Commercial Credit Products

hand shake of a business transaction

Term Loans

  • Real Estate acquisition or improvements
  • Business expansions and capital expenditures
  • Permanent working capital
  • Debt refinance
Learn more
hand with a pen drawing a bar chart growth results.

Lines of Credit

 
 
  • For improvements
  • For working capital
Learn more
person making pyramid of cubes

Government-Guaranteed Loans (SBA)

  • Startup, expansion, or business acquisition
  • Purchase inventory
Learn more
sitting man looking at credit card in his hand

Beyond Business Mastercard Credit Card

  • $0 annual fee for the first 12 months, then $50
  • Master Traveler Insurance
Learn more

Other Specialized Products

person handing keys to another over house sketch

Asset-Based Lending

  • Foster growth
  • Offer unique financial characteristics
Learn more
woman using laptop

Syndicated Loans

  • For structured financing
  • For better terms in the market
Learn more
Vehicle fleet with a hand holding a tablet

Floor Plan lending

  • New Vehicles
  • Used Automobiles
  • Demonstrators
  • Rental Fleet
  • Demonstrators
  • Trade-Ins

 

Learn more
person indicating to another where to sign document

Commercial Mortgage

  • Offices
  • Warehouses
  • Retail Centers
  • Apartments
  • Distribution Centers
Learn more
People hands on top of a construction drawings

Construction Loans

  • Single-family housing projects
  • Multi-family and Elderly housing projects
  • Owner-occupied commercial real estate
  • Retail and industrial businesses commercial real estate
  • Warehouse projects
  • Hospitality
Learn more
man in yellow helmet smiling and showing thumb up

Letters of Credit

  • Eliminate boundaries for your business
  • Import/export
Learn more

The Bank will evaluate on a case-by-case basis commercial credit via loans and/or lines of credit or combination thereof for the below purposes.

  • Working capital financing

  • Capital expenditures financing

  • Acquisition and refinancing of equipment

  • Acquisition and refinancing of real estate assets

  • Import and export letters of credit

  • Refinancing and recapitalization of corporate debt

  • Interim and permanent financing for the construction of residential, commercial, and institutional properties

  • Financing business buy outs-mergers & acquisitions

  • Refinancing of the above-mentioned loans

  • Project Financing

  • Loans to start up operations

  • Loans to restaurants

  • Loans to reputable contractors and developers for working capital purposes

  • Issuance of "Standby Letters of Credits" and Performance Letters of Credits

  • Financing for affordable housing

  • Financing for the rehabilitation or construction of energy efficient buildings

  • Financing of renewable energy projects

CONTACT US

¿Need more information?

 

Call us at: San Juan & Metro Area 787-729-8034

South Region 787-805-0150

  • Small Business Banking for credit facilities up to $1 million

  • Business Banking for credit facilities between $1 million and $10 million

  • Corporate Banking for credit facilities over $10 million

Man and woman watching computer
young man showing something on laptop to elderly woman

Business Digital Solutions

Originate business loans and lines of credit through our digital platform here.

savings pig next to calculator

Financial Education

Learn to manage your products with FirstBank electronic services

Get to know the tools and services that Digital Banking offer has for you.

Learn more
hands holding a card and a cellphone

Financial Education

What is a payment protection plan?

Make the most out of your Payment Protection Plan, and get informed about it and its different coverages.

Learn more
Manos cubriendo una casa pequeña

Financial Education

Benefits of acquiring property insurance

Are you looking for a way to protect your assets? If so, Property Insurance is an excellent option for you.

Learn more

Thanks for your visit. We use cookies in order to provide a better experience.  Read our policy. 

You’re about to leave 1FirstBank.com and visit a third party website. This web page contains its own terms of use and privacy policies. FirstBank isn’t responsible for the products, content, security or information that may appear at this third party website you’re about to visit.


To continue, press the “Ok” button. If you do not wish to visit the website, close this window or press the “Cancel” button. Thank you!

Ok