With the Cuenta TODO checking account you get a combined checking and savings account. It's a good time to open one and start earning interest in the savings section.

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Direct Deposit

Download form here


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Depósito Expreso ATM2

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Depósito Expreso Móvil2

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ATH Móvil3

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Telephone banking FirstLine Solutions Center

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15 checks processed

per cycle without the transaction fee4

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Debit cards with worldwide acceptance 

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FirstReserve - Optional reserve line6

Account opening requirements

  • $20 minimum opening deposit

  • $0 monthly service fee when receiving a direct deposit during the cycle or maintaining an average monthly balance of $1,500 or more.¹

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Download the Direct Deposit form

Complete it and hand it in to your employer


Simplify your life by managing your checking account through our Digital Banking mobile app.⁵


Ready to open a deposit account?

Make sure you have the following documents⁷ available when you go to the branch to open a deposit account.


To open a personal deposit account at FirstBank you must present the Social security number and the following applicable identifications:

Ready to open a deposit account? 

To open an individual deposit account at FirstBank (USVI/BVI), you must present your Social Security number and the following required documents:  

United States Citizens (please provide one (1) of the following):   

  • Driver’s license from U.S. Virgin Islands, Puerto Rico or United States

  • Passport or Passport Card issued by the Government of the United States  

  • Military ID issued by the Government of the United States 

  • Real ID issued by the Government of the Virgin Islands  

  • Weapon Permit  

  • Birth certificate (under 16 years old)  

All IDs must be unexpired.  In the case that the ID with photo does not have the physical address, a service bill must be provided to validate the physical address for example: utility bill, phone bill, cable bill.   

British Virgin Islands & Non-US Citizens (please provide (one) 1 of the following) :

  • BVI passport  

  • Passport issued by the country of origin + VISA  

  • United States Permanent Resident Card (Green Card)  

All IDs must be unexpired.  Additional documents may be requested:  

  • Service bill to validate physical address for example: utility bill, phone bill, cable bill. 

  • Employment letter (valid work permit)  

  • Lease Agreement  

  • Bank reference letter (last 2 months)  

With these documents in hand, conveniently apply at any of our branches.  

Branch Locator

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Easy Savings generates interests.


Learn more

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Secure your holiday expenses with the Christmas Club account.


Learn more

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Earn competitive interests with a Certificate of Deposit.


Learn more



Check the following list with all the necessary documentation that you must submit when opening an account with FirstBank.


In addition to your Social Security card, you will also need two valid IDs with photo issued by the Government of Puerto Rico, such as:


  • Driver's license

  • Passport

  • Military ID

  • Government ID


For more information, visit any of our branches or contact us through FirstLine Solutions Center at 787-725-2511.


Yes, you can register with one of our debit cards. With ATH Móvil you can make payments to more than 4,000 merchants and payments from person to person.


The  accounts UNO, and First Investment and Cuenta TODO  all give you the option of a reserve line. The reserve line protects your account from overdrafts.



The reserve line is subject to credit approval.



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Financial Education

Learn to manage your products with FirstBank electronic services

Get to know the tools and services that Digital Banking offer has for you.

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Financial Education

What to do if I have an unexpected expense and I don't have money? Know your options

We tell you about some options in the case of having an unexpected expense. Consider them and choose the best for you.

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Are banking applications (apps) safe? All you need to know

Keep your information safe from security threats on banking apps.

Member FDIC. Only for individuals. Subject to the terms and conditions included in the Deposit Account Agreement and the Disclosure of Applicable Fees, Terms, and Interest Rates in Deposit Accounts, which were provided when you opened the account. 1The monthly fee for the account will be $0 when receiving a direct deposit (ACH) in the account during the cycle or if the average balance per month combined between the checking and savings sections and certificates of deposits it's the same or more than $1,500. If you do not receive a direct deposit or if the required average monthly balance is not maintained, a $10 fee will apply in the cycle 2Your deposit will be available according to FirstBank’s Funds Availability Policy, included in the Deposit Accounts Agreement. The service is not available for savings accounts. 3ATH Móvil is subject to FirstBank's terms and conditions. Using ATH Móvil requires the titleholders of both the receiving and issuing accounts to be registered service users. To enroll, you must have an active debit card with a participating financial institution in the ATH Móvil service. Go to www.athmovil.com to enroll and view the terms and conditions of service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC. 4A $0.50 fee will apply for each check processed after the first 15 during the monthly cycle. 5Digital Banking is subject to FirstBank’s terms, conditions, and restrictions. 6 The reserve line is optional and subject to credit approval.7 FirstBank may solicit additional information or documentation. ​



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