Asset-Based Lending

Foster the financial growth of your business

If your organization has unique financial characteristics out of the reach of traditional lenders, this can be an alternative to consider. This provides immediate funding based on a percentage of your company’s assets. 


All Asset-Based lending credit facilities are evaluated on a case-by-case basis. Terms and conditions may vary based on underwriting parameters and specific financing requests. 


Asset-based lending allows you to obtain more credit flexibility and benefits such as:

  • Interest payments only on borrowed funds

  • Accounts receivables, inventory, equipment, and company property guarantee the loan

  • A financial plan designed to target your needs through specialized monitoring of credit and collateral 


Consider an asset-based loan when:

  • Real estate collateral is not available

  • The company has a high-quality inventory and portfolio of accounts receivables

  • The company is a seasonal business

  • Entering a merge or corporate acquisitions

  • Restructuring a company

  • There are opportunities for growth

  • Company is in a specialized industry


¿Need more information?


Call us at: San Juan & Metro Area 787-729-8034


South Region 787-805-0150

  • Small Business Banking for credit facilities up to $1 million

  • Business Banking for credit facilities between $1 million and $10 million

  • Corporate Banking for credit facilities over $10 million

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Business Digital Solutions

Originate business loans and lines of credit through our digital platform here.

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Financial Education

Learn to manage your products with FirstBank electronic services

Get to know the tools and services that Digital Banking offer has for you.

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Financial Education

What is a payment protection plan?

Make the most out of your Payment Protection Plan, and get informed about it and its different coverages.

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Financial Education

Benefits of acquiring property insurance

Are you looking for a way to protect your assets? If so, Property Insurance is an excellent option for you.


Subject to credit approval. Certain restrictions apply.

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