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Checking Accounts
Routing number: 221571473
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Personal
Digital Banking
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Learn more about our checking accounts and choose the one that best fits your needs.
Explore our debit cards here
Discover our personalized services and individualized solutions that meet your banking needs.
College student, we have accounts for you.
Cuenta TODO and Cuenta UNO are perfect for you.
College student, we have accounts for you.
Cuenta TODO and Cuenta UNO are perfect for you.
Explore our debit cards
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Debit Card
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Mastercard Debit Card
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Visa Debit Card
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Visa Infinite Debit Card
Enjoy:
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Carrying less cash when you go shopping
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Making payments and transfers through the ATH Móvil1 service
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Access, free of charge for FirstBank customers, to more than 360 ATMs around Puerto Rico, the U.S. Virgin Islands, Florida, and Tortola
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Verifying and monitoring your transactions instantly through Digital Banking
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Depositing checks and cash at ATMs with the Depósito Expreso logo2
Open your account today and start enjoying all the benefits it can offers. 3
Member FDIC in Puerto Rico, United States and U.S. Virgin Islands (USVI) only.1 ATH Móvil is subject to FirstBank's terms and conditions. To use ATH Móvil, both the sender and the receiver of the transfer must be registered in the service. To register you must have an active debit card with a financial institution participating in the ATH Móvil service.Download the ATH Móvil application to register, view the terms and conditions of use of the service and a list of participating institutions. ATH Móvil is a service of the ATH® Network of EVERTEC Group, LLC.. 2 Your deposit will be available according to FirstBank’s Funds Availability Policy, included in the Deposit Accounts Agreement. 3 Subject to the terms and conditions of the Deposit Account Agreement and the Disclosure of Fees, Terms and Rates Applicable to Deposit Accounts provided at account opening. The following fees apply to debit card transactions: $1.00 for balance information at non-FirstBank ATMs, $2.00 for withdrawals at non-FirstBank ATMs and for cash advances with your debit card at the teller window at FirstBank branches and other banking institutions, and 2% for foreign currency conversion to the amount already converted into U.S. dollars for debit card transactions. Additional fees imposed by other financial institutions may apply.
Enjoy:
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Carrying less cash when you go shopping
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Making payments and transfers through the ATH Móvil1 service
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Exclusive promotions and discounts for Mastercard customers
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Worldwide Mastercard recognition. Accepted in Puerto Rico and worldwide at ATMs and merchants affiliated with the ATH® and Mastercard network
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Access, free of charge for FirstBank customers to more than 360 ATMs throughout Puerto Rico, U.S. Virgin IslandsI, Tortola, and Florida
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Receiving fraud alerts by text and/or email if suspicious transactions are detected2
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Access your account 24/7
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Shop online, make reservations for stays, buy airline tickets, rent vehicles, and much more
Open your account today and start enjoying all the benefits it offers. 3
Member FDIC in Puerto Rico, United States and the U.S. Virgin Islands (USVI) only. 1ATH Móvil is subject to FirstBank's terms and conditions. To use ATH Móvil, both the sender and the receiver of the transfer must be registered in the service. To register you must have an active debit card with a financial institution participating in the ATH Móvil service. Download the ATH Móvil application to register, and view the terms and conditions of use of the service and a list of participating institutions. ATH Móvil is a service of the ATH® Network of EVERTEC Group, LLC.2 In case of suspicious or fraudulent transactions, you may receive fraud alerts by text and/or e-mail as long as your information has been entered correctly in our systems and your service provider has the service available. 3Subject to the terms and conditions of the Deposit Account Agreement and the Disclosure of Fees, Terms, and Rates Applicable to Deposit Accounts provided at account opening. The following fees apply to debit card transactions: $1.00 for balance information at non-FirstBank ATMs, $2.00 for withdrawals at non-FirstBank ATMs and for cash advances with your debit card at the teller window at FirstBank branches and other banking institutions and 2% for foreign currency conversion to the amount already converted into U.S. dollars for debit card transactions. Additional fees imposed by other financial institutions may apply If you are traveling outside Puerto Rico, please make sure you inform us of your travel dates and destinations by calling 787-725-2511 or 1-866-695-2511 to avoid interruptions in accessing your card and don’t forget to bring your Mastercard, accepted worldwide at participating Mastercard merchants. You will not be able to use your FirstBank Debit Card in countries sanctioned by the Office of Foreign Assets Control (OFAC), so we recommend that you bring alternative payment methods with you. For more information about where you can use your Mastercard, please visit MasterCard. The Mastercard Debit Card is available for personal checking and savings accounts; in the case of the Perfecta account, the card has a monthly fee of $1.25.
Enjoy:
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Make transactions easily, quickly, and securely at points of sale and ATMs that use Contactless1 technology
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Exclusive promotions and discounts for Visa customers
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Worldwide Visa recognition
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Making online purchases, booking airline tickets and lodging, rent vehicles and much more
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Making payments and transfers with the ATH Móvil2 service
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Access, free of charge for FirstBank customers to more than 360 ATMs throughout Puerto Rico, the U.S. Virgin Islands, Tortola, and Florida
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Verifying and monitoring your transactions instantly through Digital Banking
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Receiving fraud alerts through text messages and/or emails3
Contactless Technology
Discover the convenience of contactless payments. It's this easy!
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Look for the contactless transactions symbol
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Tap your card when the payment terminal prompts you
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You will receive confirmation and your payment will be processed in a matter of seconds
If the point of sale is not yet enabled for contactless payments, insert your card into the terminal and follow the prompts.
Open your account today and start enjoying all the benefits it can offer.4
Learn how to use your Visa Debit Contactless card here.
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Member FDIC in Puerto Rico, United States and the U.S. Virgin Islands (USVI) only. 1 Contactless chip card transactions offer the same level of security as a contact chip card when used in a chip-enabled terminal. 2ATH Móvil is subject to FirstBank's terms and conditions. To use ATH Móvil, both the sender and the receiver of the transfer must be registered with the service. To register you must have an active debit card with a financial institution participating in the ATH Móvil service. Download the ATH Móvil application to register, and view the terms and conditions of use of the service and a list of participating institutions. ATH Móvil is a service of the ATH® Network of EVERTEC Group, LLC. 3In case of suspicious or fraudulent transactions, you will be able to receive fraud alerts via text messages and/or emails as long as we have your information correctly registered in our systems and if your service provider has the service available. 4Subject to the terms and conditions of the Deposit Account Agreement and the Disclosure of Fees, Terms, and Rates Applicable to Deposit Accounts provided at account opening. The following fees apply to debit card transactions: $1.00 for balance information at non-FirstBank ATMs, $2.00 for withdrawals at non-FirstBank ATMs and for cash advances with your debit card at the teller window at FirstBank branches or other banking institutions, and 2% for conversion of foreign currency to the amount already converted into U.S. dollars for debit card transactions. Additional charges imposed by other financial institutions may apply. If you are traveling outside of Puerto Rico, be sure to notify us of your travel dates and destinations by calling 787-725-2511 or 1-866-695-2511 to avoid interruptions in access to your card, and bring your Visa Debit Card with you, which is accepted worldwide at participating Visa merchants. You will not be able to use your FirstBank Debit Card in countries sanctioned by the Office of Foreign Assets Control (OFAC), so we recommend that you make sure you have alternate payment methods with you. For more information on where you can use your Visa Debit card visit visa.com.pr. The Visa Debit card is available for checking, savings and combined accounts for individuals, and the Perfecta account has a monthly fee of $1.25.
With your Preferente and Platinum accounts you can enjoy your Visa Infinite debit contactless 1 card and all its exclusive benefits.
Enjoy:
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Contactless1 chip technology that allows you easy, fast and secure transactions in points of sale and ATMs that use this technology
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Access to exclusive promotions and discounts for Visa Infinite customers
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Exclusive services for travelers: Visa Airport Companion, Visa Digital Concierge and more
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Worldwide Visa recognition
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Making online purchases, booking flight tickets and hotel stays, rent vehicles, and much more
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Making payments and transfers through the ATH Móvil2 service
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Access, free of charge to FirstBank customers to more than 360 ATMs throughout Puerto Rico, the U.S. Virgin Islands, Tortola, and Florida
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Verifying and monitoring your transactions instantly through Digital Banking
-
Receiving fraud alerts by text or email if suspicious transactions are detected3
Contactless Technology
Discover the convenience of contactless payments. It's this easy!
-
Look for the contactless transactions symbol
-
Tap your card when the payment terminal prompts you
-
You will receive confirmation and your payment will be processed in a matter of seconds
If the point of sale is not yet enabled for contactless payments, insert your card into the terminal and follow the prompts.
Open your account today and start enjoying all the benefits it can offer.4
Learn how to use your Visa Debit Contactless card here.
- 1
- 2
Member FDIC in Puerto Rico, United States and U.S. Virgin Islands (USVI) only. 1Contactless chip card transactions offer the same level of security as a contact chip card if used at a chip-enabled terminal. 2ATH Móvil is subject to FirstBank's terms and conditions. To use ATH Móvil, the sender and the receiver need to be enrolled in the service. To enroll, you must have an active debit card with a participating financial institution in the ATH Móvil service. Download the ATH Móvil app to enroll and view the terms and conditions to use the service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC. 3You may receive fraud alerts by e-mail and/or text message for suspicious or fraudulent transactions, as long as your information is registered correctly in our systems and your service provider has the service available. 4Subject to the terms and conditions of the Deposit Account Agreement and the Disclosure of Applicable Charges, Terms, and Fees for Preferente and Platinum Deposit Accounts, which are provided when opening the account. The following charges apply to Visa Infinite Preferente debit card transactions: $1.00 for balance inquiries at non-FirstBank ATMs and 1% for foreign currency conversions based on the converted US dollar amount on debit card transactions. Additional charges may apply as established by other financial institutions. If you are traveling outside of Puerto Rico, make sure to notify us of your travel dates and destinations by calling 787-725-2511 or 1-866-695-2511 to avoid interruptions to your card access, and take your Visa Debit card with you, which is accepted worldwide at participating Visa merchants. You will not be able to use your FirstBank Debit Card in countries sanctioned by the Office of Foreign Assets Control (OFAC). We recommend that you ensure that you take alternative payment methods with you. For more information on where you can use your Visa Infinite debit card visit visa.com.pr. Visa Infinite Preferente is only available for Preferente accounts, and Visa Infinite Platinum is only available for Platinum accounts.
Description
Basic non-interest-bearing checking account.
Checking and savings combined account under the same account number. Ideal for customers with direct deposit.
Checking account that earns attractive interest. For customers who can maintain high balances.
For customers looking for a combined checking, savings and reserve line (optional) interest-bearing transactional account with personalized services and additional benefits.
Anual fee
Transactions during the monthly cycle with no service fee
Unlimited
15 checks or withdrawal orders in the checking section and 4 withdrawals or debits from the savings section made at the branch
15 checks or withdrawal orders
25 checks or withdrawal orders
Debit card
Pays Interest
Line of Credit: FirstReserve Line¹
Digital Banking²
Depósito Expreso Móvil³
Depósito Expreso ATM³
ATH Móvil⁴
FirstLine Solutions Center
Member FDIC. Only for individuals. Subject to the terms and conditions included in the Deposit Account Agreement and the Disclosure of Applicable Fees, Terms, and Interest Rates in Deposit Accounts, which were provided when you opened the account1The FirstReserve credit line is optional and subject to credit approval and other terms and conditions. 2Digital Banking is subject to FirstBank’s terms and conditions. 3Your deposit will be available according to FirstBank’s Funds Availability Policy, included in the Deposit Accounts Agreement 4ATH Móvil is subject to FirstBank's terms and conditions. In order to use ATH Móvil, both the sender and the receiver of the transfer need to be enrolled in the service. To enroll, you must have an active debit card with a financial institution participating in the ATH Móvil service. Download the ATH Móvil app to enroll and view the terms and conditions to use the service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC.
DIGITAL BANKING
Simplify your life by managing your checking account through our Digital Banking mobile app.
Check balances
Make payments
Transfer money between your accounts and to other FirstBank accounts
Manage your budget
