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Easy Savings

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Routing number: 221571473

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Personal
Digital Banking
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Not enrolled? Sign up here­.
Blocked? Learn how to regain access to Digital Banking.

Apply Online: 

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Manage your products and services: 

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Manage your products and services:

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Juguete haciendo zipline
Juguete haciendo zipline

If everything reminds you of wanting to travel, open an Easy Savings account with just $1.

Start Application
  • Benefits
  • Easy Savings on your mobile phone
  • How to apply
  • FAQs
Start Application

The Easy Savings account allows you to save easily.

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Direct Deposit

Download form here

 

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Bears tiered interest rates4

 

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 Unlimited transfers between FirstBank accounts3

 

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4 withdrawals or debits per cycle without the transaction fee5

 

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Branches all around the island and over 360 ATMs

 

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Debit card with worldwide acceptance

 

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ATH Móvil2

 

Account opening requirements

  • $1 minimum opening deposit

  • $250 daily balance¹

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Download the Direct Deposit form

Complete it and hand it in to your employer

Download

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EASY SAVINGS ON YOUR MOBILE PHONE

Simplify your life by managing your savings account through our Digital Banking mobile app.⁶

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Transfer money between your accounts and other FirstBank accounts

 

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Make payments to loans and credit cards from other financial institutions with your FirstBank accounts or accounts at other financial institutions in Puerto Rico and the United States

 

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Transfer money from person to person with ATH Móvil

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Set up alerts so you can receive an e-mail message about your account balance and/or transfers made

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Activate electronic account statements

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Learn more
HOW TO APPLY

Ready to open a deposit account?

Make sure you have the following documents⁷ available when you go to the branch to open a deposit account.

 

To open a personal deposit account at FirstBank you must present the Social security number and the following applicable identifications:

United States Citizens 

(One (1) of the following):

  • Driver’s license from Puerto Rico, American Virgin Islands (USVI), United States

  • Real ID issued by the Government of Puerto Rico (DTOP)

  • State ID issued by the Departament of Motor Vehicles of the United States

  • Passport or Passport card issued by the Government of the United States

  • Military ID issued by the Government of the United States 

  • Puerto Rico Police Gun Permit

In case that the valid ID with photo does not have the physical address, such as Passport, you must provide a service bill to validate the physical address, example: water, electric power, phone, cable TV service, CRIM, rental agreement, among others.

Foreign Citizens Puerto Rico Resident

(One (1) of the following):

  • Driver’s license from Puerto Rico, United States, Virgin Islands (USVI + BVI

  • Passport issued by the country of origin + Visa

  • United States Permanent Resident Card (Green Card)

Additional Document (one of the following):

  • Service bill to validate the physical address, example: water, electric power, phone, cable TV service, CRIM, among others.

  • Employment letter

  • Rental agreement

  • Bank reference (last two months)

Start the process to open a deposit account here.

 

Start Application
ACCOUNTS THAT COMPLEMENT EACH OTHER
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Checking and savings combined under the same account number with

Cuenta TODO.

 

Learn more

Start Application
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Enjoy a Visa Infinite debit card with the Preferente account.

 

Learn more

Start Application
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Secure your Christmas expenses with the Christmas Club account.

 

Learn more

Start Application
FREQUENTLY ASKED QUESTIONS

 

The Easy Savings account generates interests on daily balances from $0.01 and gives you access to your funds with a debit card.

 

The interest rate and annual percentage yield (APY) applicable to the accounts is variable at FirstBank's discretion, based on market conditions.

The Easy Savings account has not the monthly service fee if you maintain a minimum daily balance of $250 or more during the cycle. If less, a fixed $4 monthly service fee  will apply.

 

With as little as $1 you can open an Easy Savings account.

See FAQs
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Financial Education

Learn to manage your products with FirstBank electronic services

Get to know the tools and services that Digital Banking offer has for you.

Learn more
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Financial Education

What to do if I have an unexpected expense and I don't have money? Know your options

We tell you about some options in the case of having an unexpected expense. Consider them and choose the best for you.

Learn more
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Security

Are banking applications (apps) safe? All you need to know

Keep your information safe from security threats on banking apps.

Learn more

 

Member FDIC. Only for individuals. The complete Terms and Conditions for this account are in the Deposit Account Agreement and in the Rates, Terms, and Fees Schedule applicable to deposit accounts, which are provided at the moment of opening an account. 1 If a daily balance of $250 or more is not maintained throughout the cycle, a $4 service fee will apply. 2ATH Móvil is subject to FirstBank's terms and conditions. Using ATH Móvil requires the titleholders of both the receiving and issuing accounts to be registered with the service. To enroll, you must have an active debit card with a participating financial institution in the ATH Móvil service. Download the ATH Móvil application to enroll and view the terms and conditions of service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC. 3Transfers between FirstBank accounts through Digital Banking are without transaction fee.  A $2.00 fee will apply for withdrawals at non-FirstBank ATMs and cash advances with your debit card through FirstBank tellers or other banking institutions. Currency conversions will include a fee of 2% over the US dollar amount for debit card transactions. Additional charges may apply as established by other financial institutions. 4The annual interest rate and annual percentage yield (APY) applicable to the accounts may vary at the discretion of FirstBank, based on market conditions, and may change without prior notice. 5A $0.50 fee will apply for each withdrawal or debit transaction through any channel in excess of four (4) during the cycle. 6Digital Banking is subject to FirstBank’s terms, conditions, and restrictions.  ​7FirstBank may request additional documents or information.

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Routing number: 221571473

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Copyright © 2025 First BanCorp. All rights reserved. Only for residents of Puerto Rico. Opening Account Notice: Federal Law requires that all financial institutions obtain, verify, and keep records regarding the information that identifies all persons who open accounts. This means that when you open an account, we will ask for your name, address, date of birth and social security or tax identification number as well as other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. In all cases, protection of our customers’ identity and confidentiality of their information is our commitment. Apple and the Apple logo are trademarks of Apple, Inc., registered in the US and other countries. APP Store™ is a service mark of Apple, Inc. Google and the Google Play brands are registered trademarks of Google LLC.

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