Cuenta Perfecta gives you what you need in a checking account, with no monthly service fee if you receive a direct deposit during the cycle or maintain an average balance of $500 or more during the cycle.

Icono circular con símbolo monetario en el centro

Direct Deposit

Download form here

 

Bill icon.

Depósito Expreso ATM2

Icono de celular con símbolo monetario en pantalla.

Depósito Expreso Móvil2

Mobile phone icon.

ATH Móvil3

Icon with image of the world and card.

  Debit cards with worldwide acceptance

computer monitor and mobile

Pay online or by phone 

Phone icon with money symbol.

Telephone banking FirstLine Solutions Center

Growth icon with percent symbol.

Bears tiered interest rates4

Icon of a hand with a bag of money.

FirstReserve - Optional reserve line5

Account opening requirements

  • $0 minimum opening deposit

  •  There is no monthly  service fees when receiving a direct deposit during the cycle or maintaining an average monthly balance of $500 or more¹

Icono circular con símbolo monetario en el centro

Download the Direct Deposit form

Complete it and hand it in to your employer

CUENTA PERFECTA ON YOUR MOBILE PHONE

Simplify your life by managing your checking account through our Digital Banking mobile app.⁶

HOW TO APPLY

Ready to open a deposit account?

Make sure you have the following documents⁷ available when you go to the branch to open a deposit account.

 

To open a personal deposit account at FirstBank you must present the Social security number and the following applicable identifications:

United States Citizens 

(One (1) of the following):

  • Driver’s license from Puerto Rico, American Virgin Islands (USVI), United States

  • Real ID issued by the Government of Puerto Rico (DTOP)

  • State ID issued by the Departament of Motor Vehicles of the United Statesos

  • Passport or Passport card issued by the Government of the United States

  • Military ID issued by the Government of the United States 

  • Puerto Rico Police Gun Permit

In case that the valid ID with photo does not have the physical address, such as Passport, you must provide a service bill to validate the physical address, example: water, electric power, phone, cable TV service, CRIM, rental agreement, among others.

Foreign Citizens Puerto Rico Resident

(One (1) of the following):

  • Driver’s license from Puerto Rico, United States, Virgin Islands (USVI + BVI

  • Passport issued by the country of origin + Visa

  • United States Permanent Resident Card (Green Card)

Additional Document (one of the following):

  • Service bill to validate the physical address, example: water, electric power, phone, cable TV service, CRIM, among others.

  • Employment letter

  • Rental agreement

  • Bank reference (last two months)

Start the process to open a deposit account here.

ACCOUNTS THAT COMPLEMENT EACH OTHER
Pink piggy bank.

Easy Savings generates interests.

 

 

 

Learn more

Christmas tree star.

Secure your holiday expenses with the Christmas Club account.

 

Learn more

Pig-shaped piggy bank with checks next to it.

Earn competitive interests with a Certificate of Deposit.

 

Learn more

FREQUENTLY ASKED QUESTIONS

 

Check the following list with all the necessary documentation that you must submit when opening an account with FirstBank.

 

 In addition to your Social Security card, you will also need one valid ID with photo such as:

 

  • Driver's license

  • Passport

  • Military ID

  • Government ID

     

For more information, visit any of our branches or contact us through FirstLine Solutions Center at 787-725-2511.

 

Yes, you can register with one of our debit cards. With ATH Móvil you can make payments to more than 4,000 merchants and payments from person to person.

The  First Investment, Cuenta TODO, Cuenta UNO, Cuenta Perfecta, Preferente and Platinum accounts give you the option of a reserve line.  The reserve line protects your account from overdrafts.

 

The reserve line is subject to credit approval.

 

 

savings pig next to calculator

Financial Education

Learn to manage your products with FirstBank electronic services

Get to know the tools and services that Digital Banking offer has for you.

Ilustración hombre imaginando dinero

Financial Education

What to do if I have an unexpected expense and I don't have money? Know your options

We tell you about some options in the case of having an unexpected expense. Consider them and choose the best for you.

illustration thief stealing password

Security

Are banking applications (apps) safe? All you need to know

Keep your information safe from security threats on banking apps.

Member FDIC. Only for individuals. Subject to the terms and conditions included in the Deposit Account Agreement and the Disclosure of Applicable Fees, Terms, and Interest Rates in Deposit Accounts, which were provided when you opened the account.1 The monthly service fee does not apply when receiving a direct deposit (ACH) in the account during the cycle or  if the average balance during the cycle is $500.00 or more. If you do not receive a direct deposit or if the required average  balance is not maintained, a $5 monthly service fee will apply in the cycle.  2Your deposit will be available according to FirstBank’s Funds Availability Policy, included in the Deposit Accounts Agreement. The service is not available for savings accounts. 3 ATH Móvil is subject to FirstBank's terms and conditions. Using ATH Móvil requires the titleholders of both the receiving and issuing accounts to be registered service users. To enroll, you must have an active debit card with a participating financial institution in the ATH Móvil service.  Download ATH Móvil to enroll and view the terms and conditions of service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC.  4The annual interest rate and percentage yield (APY) applicable to the accounts may vary at the discretion of FirstBank, based on market conditions, and may change without prior notice. 5 The reserve line is optional and subject to credit approval. 6Digital Banking is subject to FirstBank’s terms, conditions, and restrictions 7FirstBank may solicit additional information or documentation. ​​ ​

 

 

You’re about to leave 1FirstBank.com and visit a third party website. This web page contains its own terms of use and privacy policies. FirstBank isn’t responsible for the products, content, security or information that may appear at this third party website you’re about to visit.


To continue, press the “Ok” button. If you do not wish to visit the website, close this window or press the “Cancel” button. Thank you!