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Certificate of Deposit
Routing number: 221571473
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Personal
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Take advantage of the value of your money while earning interest and minimizing risk with a Certificate of Deposit.
The Certificate of Deposit (CD) is a deposit account with a defined term during which attractive interest is earned and can be used as collateral to secure personal loans1. With the CD, you can enjoy the following benefits:
Libertad para escoger:
Libertad para escoger:
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Término de la cuenta.
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Cuándo y cómo se pagan los intereses.
Intereses competitivos.
Intereses competitivos.
Acceso a la información de tu cuenta a través de Tu Banca Digital.
Acceso a la información de tu cuenta a través de Tu Banca Digital.
Si tienes Cuenta BONUS, el balance de tu CD cuenta como parte del balance diario promedio a mantener para evitar el cargo mensual por servicio.
Si tienes Cuenta BONUS, el balance de tu CD cuenta como parte del balance diario promedio a mantener para evitar el cargo mensual por servicio.
HOW TO APPLY
Ready to apply?
Make sure you have the following documents readily available before applying.
In addition to your Social Security card, you will also need one valid ID with photo such as:
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Driver's License
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Passport
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Military ID
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Government ID
With these documents in hand, apply here.
FREQUENTLY ASKED QUESTIONS
A Certificate of Deposit is a savings vehicle that pays compounded interest for a specified term. The CD can be used as collateral to guarantee a personal loan.1
Yes, you can access your CD account information through Digital Banking.
According to the type of Certificate of Deposit or its respective expiration date, you can choose to have the interest paid monthly, quarterly, biannually, annually or at expiration.
Member FDIC. 1Does not apply to IRA CD. Subject to the terms and conditions applicable to these types of transactions. 2According to the type of certificate and its respective expiration date, you can choose that the interest be paid monthly, quarterly, biannually, annually or at expiration. Payments are made either by remitting a check or credited to your account. The complete terms and conditions for the account can be found in the account disclosure document provided at the opening of the account. FirstBank reserves the right to negotiate the minimum deposit amount and the term at the moment of opening of the account. This product is for one or more individuals, under the name of a business, special society, club, association, church or corporation. Any withdrawals done before the expiration date will be subject to penalties. 3Digital Banking is subject to FirstBank’s terms, conditions, and restrictions.