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IOLTA
Routing number: 221571473
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Personal
Digital Banking
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Personal Loan
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Business
Business Digital Banking
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Manage your products and services:
The IOLTA¹ deposit account is for lawyers who manage client funds whose interest earned can be used to provide free legal representation to low-income individuals.
A $0 monthly maintenance service charge²
Unlimited transactions (debit/credit) free of charge³
Automatic transfer of interest generated directly to the Access to Justice Fund in compliance with Act 165 of 2013
Access to view your account through Business Digital Banking App⁴
IOLTA ON YOUR MOBILE PHONE
Enjoy a complete commercial banking experience with Business Digital Banking.³
Access your account information
Make transfers between accounts linked to your profile
Approve ACH and wire transactions, and Positive Pay and ACH Positive Pay exceptions
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HOW TO APPLY
Ready to apply?
Make sure you have the following documents readily available before applying.
Valid ID with photo, such as:
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Driver's license
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Passport
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Military ID
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Government ID
In addition, the following documents:
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Commercial Register
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Municipal License
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Utility bill
With these documents in hand, start here.
FREQUENTLY ASKED QUESTIONS
An IOLTA account is an exclusive business account for attorneys authorized under Puerto Rico law to provide free legal services to non-profit entities and to low-income individuals.
You can open an IOLTA account if you are a lawyer authorized to practice under the laws of Puerto Rico with only $0 and have a minimum of $0 balance. Certain restrictions apply.
With an IOLTA, you can access your account information through Business Digital Banking App.⁴
Member FDIC. 1Products exclusive for lawyers authorized for practiced under the laws of Puerto Rico. Available for DBA, corporations and other legal entities. 2Other service charges may apply when applying for specific services under the account. For example: making stop payments and applying for manager’s checks. 3Free unlimited transactions don’t apply for cable transfers. Deposits in this account cannot be used as collateral for loans or other obligations. The bank reserves the right to impose service charges. Interests earned through the account are property of FFAJ and does not belong to the client. The client is responsible for the management of funds under the FFAJ guidelines and the applicable laws and regulations for these types of accounts. 4Certain terms and costs may apply.