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Auto/Boat Insurance
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Compulsory Personal Liability Insurance
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Public Liability Insurance
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Full Cover
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Double Interest
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GAP
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Roadside Assistance
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Boat Insurance
Compulsory Personal Liability Insurance
Compulsory personal liability is the most basic coverage, similar to the product of the Joint Underwriting Association (ASC, in Spanish). This plan only covers damage to third party vehicles.
Public Liability Insurance
This policy covers physical damage to third party property due to automobile accidents for which you are legally liable.
Full Cover
Full Cover is the term commonly used to refer to the policies that best protect your vehicle, allowing you to integrate most automobile coverages.
This policy is paid annually and integrates the four main coverages:
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Public Liability: Protects you from bodily injury and/or property damage due to an automobile accident in case you are legally liable.
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Comprehensive: Covers loss or damage to the insured automobile caused by vandalism, fire, theft, or flood.
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Collision: Covers damages to the insured automobile caused by a collision with another automobile or object.
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Medical Expenses: Pays medical and funeral expenses of the occupants of the car when damages are sustained by the insured vehicle.
Double Interest
Get the best of both worlds by obtaining integrated protection for your vehicle during any type of accident. In the event of total or partial loss, our dual interest insurance offers coverage for both you and the creditor. This policy has two-way coverage: it protects against damage related to vandalism, fire, and theft; and damage related to a collision with another object or vehicle.
Insurance companies regularly provide discounts on this product since the coverage is issued for a period equal to that of the loan or financing. In addition, the premium may be included in the monthly payment for this type of loan.
GAP (Guaranteed Auto Protection)
Sometimes, the payment from your insurance company is not enough to cover the outstanding debt on your car when it is declared a total loss, leaving you without the car and with the debt.
GAP insurance is specifically designed to cover this cost, so you don't have to cover the difference.
Roadside Assistance
The coverage (available 24/7, 365 days a year) helps you to be prepared for any situation because, after all, an emergency can happen anywhere and anytime. Protect yourself, your family, and your car with the roadside assistance service that offers the following benefits:
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Towing and removal of the insured vehicle
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Transfer of the insured to the domicile
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Transportation, storage, and custody of the repaired or recovered vehicle
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Locksmith for keys left inside the vehicle
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Replacing tires with the vehicle's spare
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Starting of the insured vehicle in the event of battery depletion
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Delivery of one (1) gallon of gasoline, free of charge, per occurrence
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Lodging and transportation of the insured in case of breakdown, accident, or theft of the insured vehicle
Boat Insurance
Protect your marine property with boat insurance that covers both the Bank and the insured. Boat insurance allows you to enjoy your favorite pastime worry-free.
The information provided is only a general description of coverage. For further information you should consult your policy to know the terms, limitations, and general conditions. The insurance products offered by FirstBank Insurance Agency, LLC are not a bank deposit. They are not insured by the FDIC, nor by any agency of the state or federal government. They are also not guaranteed by FirstBank or any of its subsidiaries and may decrease in value. Obtaining insurance is optional and it can be canceled at any time. The purchase of insurance from the Bank or one of its affiliates or the agreement not to obtain an insurance product from an unaffiliated entity, will not be a condition for credit approval. We will not reject the insurance(s) of your choice if the same complies with our requirements and standards related to coverage, financial strength and services provided by an insurer.