FirstBank is Member FDIC. 1Commercial Deposit Accounts are subject to the terms and conditions of the Deposit Account Agreement and the Disclosure of Fees, Terms, and Rates Applicable to Deposit Accounts provided at account opening. 2Online account opening applies to the following business accounts: BFirst, Business Plus, and Business Plus DBA. In certain situations, we may require information that you will need to provide at one of our branches. Accounts are opened only on business days. If you attempt to open an account on a Saturday, Sunday, or holiday, it will be processed on the next business day. Account opening is subject to your compliance with all FirstBank terms, conditions, and policies. 3The Visa Business debit card is optional and available only for business checking accounts. Subject to the terms and conditions of the Deposit Account Agreement and the Disclosure of Fees, Terms, and Rates Applicable. 4All commercial credit products are subject to credit approval. Certain restrictions apply. 5The Business Digital Banking platform is subject to the terms, conditions, and restrictions of FirstBank. Certain terms and fees may apply. Deposits will be available according to our Funds Availability Policy included in the Account Agreement. 6Point of Sale (POS) services are subject to monthly lease fees per type of equipment, service fees, and brand processing fees. POS services are offered by Evertec Group, LLC, an independent payment processing service provider.