Life Insurance

This permanent life insurance policy has fixed premium payments and the benefit of using the policy for investment and financial planning. It also provides a savings option, because the premium paid allows for the accumulation of cash value.

Its yield is guaranteed on the value of the accrued interest. Therefore, you may be eligible to earn dividends or have the alternative of borrowing against the accumulated values. For you to issue this insurance policy, it is important to keep the monthly premium payment and required medical check-ups up to date.

This life insurance has optional add-ons, such as waiver of premium, accidental death and accelerated death benefits in case of a terminal illness diagnosis, among others.

Get a life insurance policy that will give you the flexibility you want by allowing you to choose the amount of coverage, the premium to be paid (you can adjust it according to your budget) and the cash value to be accumulated. This product is a permanent life insurance policy that accumulates value, although not guaranteed, that you can use to create a savings fund for your children's education, to supplement your retirement income, among other alternatives. Also, you will be able to borrow against the accumulated values.

The policy's coverage period is flexible and can last a lifetime. Therefore, it can remain in effect until the maturity date, which is generally reached at age 95 or 100. When the maturity date is reached, the coverage ends and you receive the accumulated cash value.

Due to the flexible nature of this type of policy, it is recommended that it be reviewed annually. This product has optional add-ons, such as: waiver of premium payments for disability, benefits for accidental death and accelerated death in case of a terminal illness diagnosis, among others.