IKEA

*This Offer is valid from October 28, 2024 through October 27, 2025. Promotional special financing offer (“Promotional Offer”) of 0% APR is valid exclusively for the period of six (6) months, twelve (12) months, or eighteen (18) months (“Promotional Period”) after the promotional purchase is made at IKEA. The Promotional Period of the offer depends on the amount of the purchase. The Promotional Offer applies only to qualifying purchases for a period of 6 months for purchases of $500.00 to $999.99, 12 months for purchases of $1,000.00 to $1,499.99, and 18 months for purchases of $1,500 or more at regular price. The Promotional Offer does not apply to cash advances, purchases of merchandise prior to or outside of the Promotion Period, or to any balance previously owed or incurred after the qualifying purchase is made. Regular account terms apply to non-promotional purchases. Please refer to your credit card agreement for more details regarding your applicable terms. After the expiration of the Promotional Period, the current regular rate interest for purchases of your credit card will apply to the balance owed at such time and to new purchases, from 17.50% APR to 29.75% APR. This APR may vary based on the US Prime Rate as published in the Money Rates Section of the Wall Street Journal. This Promotional Offer is only available for purchases made with your Beyond credit card at IKEA stores located in Puerto Rico and must be requested at the time of purchase. This Offer does not apply to the Beyond Business or Beyond Corporate credit card. This Promotional Offer cannot be combined with other offers or discounts. Certain restrictions apply. FirstBank is not the provider or seller of the products or services and is not responsible for any acts or omissions that arise directly or indirectly from the acquired products or services. Any claims related to the products or services acquired or received through this special financing offer should be directed to the entity that sold or offered the product or service, subject to its own terms and conditions. This Offer is subject to credit approval or availability of funds in your line of credit. Other charges that may apply to your credit card: Penalty APR of 29.99%. $0 Annual Fee for the first 12 months from account opening, then $50 (for Beyond Global and Small Business), $150 for Beyond Ultimate Visa® & Mastercard® and zero (0) annual fee for Beyond One, Platinum, Visa® & Mastercard®. Minimum Interest Charge: If you are charged interest, the charge will be no less than $1.50. Balance Transfers, Cash Advance and Convenience Checks: 2% of the amount of each transaction with a $2.00 minimum and $10.00 maximum, for each one. Foreign transaction fee: 1.40% of each transaction in U.S. dollars for Mastercard® and 1% for VISA®. This fee will be assessed in addition to any other applicable fee.