Member FDIC in Puerto Rico, United States and the U.S. Virgin Islands (USVI) only. ¹ Contactless chip card transactions offer the same level of security as a contact chip card when used in a chip-enabled terminal. ²ATH Móvil is subject to FirstBank's terms and conditions. To use ATH Móvil, both the sender and the receiver of the transfer must be registered with the service. To register you must have an active debit card with a financial institution participating in the ATH Móvil service. Download the ATH Móvil application to register, and view the terms and conditions of use of the service and a list of participating institutions. ATH Móvil is a service of the ATH® Network of EVERTEC Group, LLC. ³In case of suspicious or fraudulent transactions, you will be able to receive fraud alerts via text messages and/or emails as long as we have your information correctly registered in our systems and if your service provider has the service available.  ⁴Subject to the terms and conditions of the Deposit Account Agreement and the Disclosure of Fees, Terms, and Rates Applicable to Deposit Accounts provided at account opening. The following fees apply to debit card transactions: $2.25 for withdrawals at non-FirstBank ATMs  and for cash advances with your debit card at the teller window at FirstBank  branches or other banking institutions, and 2% for conversion of foreign currency to the amount already converted into U.S. dollars for debit card transactions. Additional charges imposed by other financial institutions may apply. If you are traveling outside of Puerto Rico, be sure to notify us of your travel dates and destinations by calling 787-725-2511 or 1-866-695-2511 to avoid interruptions in access to your card, and bring your Visa Debit Card with you, which is accepted worldwide at participating Visa merchants. You will not be able to use your FirstBank Debit Card in countries sanctioned by the Office of Foreign Assets Control (OFAC), so we recommend that you make sure you have alternate payment methods with you. For more information on where you can use your Visa Debit card visit visa.com.pr. The Visa Debit card is available for checking, savings and combined accounts for individuals, and the Perfecta account has a monthly fee of $1.25.

Member FDIC in Puerto Rico, United States and U.S. Virgin Islands (USVI) only. ¹Contactless chip card transactions offer the same level of security as a contact chip card if used at a chip-enabled terminal. ²ATH Móvil is subject to FirstBank's terms and conditions. To use ATH Móvil, the sender and the receiver need to be enrolled in the service. To enroll, you must have an active debit card with a participating financial institution in the ATH Móvil service. Download the ATH Móvil app to enroll and view the terms and conditions to use the service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC. ³You may receive fraud alerts by e-mail and/or text message for suspicious or fraudulent transactions, as long as your information is registered correctly in our systems and your service provider has the service available. ⁴Subject to the terms and conditions of the Deposit Account Agreement and the Disclosure of Applicable Charges, Terms, and Fees for Preferente and Platinum Deposit Accounts, which are provided when opening the account. The following charge apply to Visa Infinite Preferente debit card transactions: 1% for foreign currency conversions based on the converted US dollar amount on debit card transactions. Additional charges may apply as established by other financial institutions. If you are traveling outside of Puerto Rico, make sure to notify us of your travel dates and destinations by calling 787-725-2511 or 1-866-695-2511 to avoid interruptions to your card access, and take your Visa Debit card with you, which is accepted worldwide at participating Visa merchants. You will not be able to use your FirstBank Debit Card in countries sanctioned by the Office of Foreign Assets Control (OFAC). We recommend that you ensure that you take alternative payment methods with you. For more information on where you can use your Visa Infinite debit card visit visa.com.pr. Visa Infinite Preferente is only available for Preferente accounts, and Visa Infinite Platinum is only available for Platinum accounts.