Your money should be there when you need it. ​Our Personal Checking account provides safe and easy access to your funds.

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Telephone Banking

 

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Mobile First Deposit 1

 

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ATH® Debit Card or Visa® Debit Card

 

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Competitive interest rates 2

 

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ATH Móvil 3

 

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Avoid monthly service fee4

 

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First Deposit ATMs 1

 

PERSONAL CHECKING ON YOUR MOBILE PHONE

Simplify your life managing your checking account with our Digital Banking mobile app.⁵

HOW TO APPLY

Ready to open an account?

Make sure you have the following documents readily available.

 

To open a personal deposit account at FirstBank you must present the Social security number and the following applicable identifications:

Ready to open a deposit account? 

To open an individual deposit account at FirstBank (USVI/BVI), you must present your Social Security number and the following required documents:  

United States Citizens (please provide one (1) of the following):   

  • Driver’s license from U.S. Virgin Islands, Puerto Rico or United States

  • Passport or Passport Card issued by the Government of the United States  

  • Military ID issued by the Government of the United States 

  • Real ID issued by the Government of the Virgin Islands  

  • Weapon Permit  

  • Birth certificate (under 16 years old)  

All IDs must be unexpired.  In the case that the ID with photo does not have the physical address, a service bill must be provided to validate the physical address for example: utility bill, phone bill, cable bill.   

British Virgin Islands & Non-US Citizens (please provide (one) 1 of the following) :

  • BVI passport  

  • Passport issued by the country of origin + VISA  

  • United States Permanent Resident Card (Green Card)  

All IDs must be unexpired.  Additional documents may be requested:  

  • Service bill to validate physical address for example: utility bill, phone bill, cable bill. 

  • Employment letter (valid work permit)  

  • Lease Agreement  

  • Bank reference letter (last 2 months)  

With these documents in hand, conveniently apply at any of our branches.  

ACCOUNTS THAT COMPLEMENT EACH OTHER
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Increase your savings with a Statement Savings Account, an account that provides you ease and convenience.

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Foster good saving habits in your kids from an early age with a Minor Statement Savings Account.

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Power One is a combined checking and savings account that earns interest.

FREQUENTLY ASKED QUESTIONS

 

If you have a question, you can have 24 hour access to your account through FirstLine Solutions Center and Digital Banking.

 

To enroll with ATH Móvil you must have an active debit card. Go to www.athmovil.com to enroll and view the terms and conditions of service and list of participating institutions and merchants. ATH Móvil is an ATH network service from EVERTEC Group, LLC. 

 

If a minimum average daily balance of $1,000 is maintained, there is no service fee. There is no monthly account maintenance for customers 65 years and older or under the age of 18 years. 

 

LEGAL USVI

 

Member FDIC only in the USVI. Available only for individuals. The complete Terms and Conditions for this account are included in the Deposit Account Agreement and Rates and Fees Schedule provided at account opening. 1Mobile First Deposit & First Deposit is subject to FirstBank’s terms, conditions and restrictions. Your funds will be available according to FirstBank's Funds Availability Policy, included in the Deposit Accounts Agreement. 2The annual interest rate and percentage yield (APY) applicable to the accounts may vary at the discretion of FirstBank, based on market conditions, and may change without prior notice. 3ATH Móvil is subject to FirstBank’s terms and conditions. Using ATH Móvil requires the titleholders of both the receiving and issuing accounts to be registered service users. To enroll, you must have an active debit card with a participating financial institution in the ATH Movil service. Go to www.athmovil.com to enroll and view the terms and conditions of service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC. 4If a minimum average daily balance of $1,000 is not maintained throughout the cycle, a $7.50 monthly service fee will apply. There is no monthly service fee for customers 65 years and older. Date of birth is required to become effective. 5Digital Banking is subject to FirstBank’s terms, conditions and restrictions. ​  

 

LEGAL BVI

 

Available only for individuals. The complete Terms and Conditions for this account are included in the Deposit Account Agreement and Rates and Fees Schedule provided at account opening. 1Mobile First Deposit & First Deposit is subject to FirstBank’s terms, conditions and restrictions. Your funds will be available according to FirstBank's Funds Availability Policy, included in the Deposit Accounts Agreement. 2The annual interest rate and percentage yield (APY) applicable to the accounts may vary at the discretion of FirstBank, based on market conditions, and may change without prior notice. 3ATH Móvil is subject to FirstBank’s terms and conditions. Using ATH Móvil requires the titleholders of both the receiving and issuing accounts to be registered service users. To enroll, you must have an active debit card with a participating financial institution in the ATH Movil service. Go to www.athmovil.com to enroll and view the terms and conditions of service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC.  4If a minimum average daily balance of $1,000 is not maintained throughout the cycle, a $7.50 monthly service fee will apply. There is no monthly service fee for customers 65 years and older. Date of birth is required to become effective. 5Digital Banking is subject to FirstBank’s terms, conditions and restrictions. ​  

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