Power One is a combined checking and savings account that helps you earn interest.

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Telephone Banking

 

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Competitive interest rates1

 

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ATH Móvil ⁵

 

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 Link to a Certificate of Deposit account

 

Icon of a hand with money.

4 withdrawals per statement cycle without transaction fee 2

 

Debit card icon.

ATH® Debit Card or Visa® Debit Card

 

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Mobile First Deposit 4

 

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First Deposit ATMs4

 

POWER ONE ON YOUR MOBILE PHONE

Simplify your life managing your checking account with our Digital Banking mobile app.³

HOW TO APPLY

Ready to open an account?

Make sure you have the following documents readily available.

 

To open a personal deposit account at FirstBank you must present the Social security number and the following applicable identifications:

Ready to open a deposit account? 

To open an individual deposit account at FirstBank (USVI/BVI), you must present your Social Security number and the following required documents:  

United States Citizens (please provide one (1) of the following):   

  • Driver’s license from U.S. Virgin Islands, Puerto Rico or United States

  • Passport or Passport Card issued by the Government of the United States  

  • Military ID issued by the Government of the United States 

  • Real ID issued by the Government of the Virgin Islands  

  • Weapon Permit  

  • Birth certificate (under 16 years old)  

All IDs must be unexpired.  In the case that the ID with photo does not have the physical address, a service bill must be provided to validate the physical address for example: utility bill, phone bill, cable bill.   

British Virgin Islands & Non-US Citizens (please provide (one) 1 of the following) :

  • BVI passport  

  • Passport issued by the country of origin + VISA  

  • United States Permanent Resident Card (Green Card)  

All IDs must be unexpired.  Additional documents may be requested:  

  • Service bill to validate physical address for example: utility bill, phone bill, cable bill. 

  • Employment letter (valid work permit)  

  • Lease Agreement  

  • Bank reference letter (last 2 months)  

With these documents in hand, conveniently apply at any of our branches.  

ACCOUNTS THAT COMPLEMENT EACH OTHER
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Increase your savings with a Statement Savings Account, an account that provides you ease and convenience.

Little girl with glasses and backpack smiling

Foster good saving habits in your kids from an early age with a Minor Statement Savings Account.

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Power One is a combined checking and savings account that earns interest.

FREQUENTLY ASKED QUESTIONS

 

No. You must place an order for checks. There is a fee and charge that vary depending on the account. For more information you can call us.

 

Yes, our Power One checking accounts give you competitive interest rates. The annual interest rates and annual percentage yield (APY) may vary at the discretion of FirstBank based on market conditions and may change without prior notice.

 

To see your account balances, you must first register with Digital Banking. You can also see your balance on your phone if you have a debit card and register with ATH Móvil.

 

LEGAL USVI

 

Member FDIC only in the USVI. Available only for individuals. The complete Terms and Conditions for this account are included in the Deposit Account Agreement and Rates and Fees Schedule provided at account opening.  1The annual interest rate and annual percentage yield (APY) applicable to the accounts may vary at the discretion of FirstBank, based on market conditions, and may change without prior notice. 2This account allows up to 4 withdrawals through tellers at the branch per statement cycle (saving section); a $0.50 fee will apply on the 5th withdrawal. 3Digital Banking is subject to FirstBank’s terms, conditions and restrictions. ​4Mobile First Deposit & First Deposit is subject to FirstBank’s terms, conditions and restrictions. Your funds will be available according to FirstBank's Funds Availability Policy, included in the Deposit Accounts Agreement.  5ATH Móvil is subject to FirstBank’s terms and conditions. Using ATH Móvil requires the titleholders of both the receiving and issuing accounts to be registered service users. To enroll, you must have an active debit card with a participating financial institution in the ATH Móvil  service. Download the ATH Móvil app to enroll and view the terms and conditions of service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC. 

 

 

LEGAL BVI

 

Available only for individuals. The complete Terms and Conditions for this account are included in the Deposit Account Agreement and Rates and Fees Schedule provided at account opening.  1The annual interest rate and annual percentage yield (APY) applicable to the accounts may vary at the discretion of FirstBank, based on market conditions, and may change without prior notice.  2This account allows up to 4 withdrawals through tellers at the branch per statement cycle (saving section); a $0.50 fee will apply on the 5th withdrawal. 3Digital Banking is subject to FirstBank’s terms, conditions and restrictions. ​4Mobile First Deposit & First Deposit is subject to FirstBank’s terms, conditions and restrictions. Your funds will be available according to FirstBank's Funds Availability Policy, included in the Deposit Accounts Agreement. In the BVI, only U.S., U.S.V.I and PR checks are accepted.  5ATH Móvil is subject to FirstBank’s terms and conditions. Using ATH Móvil requires the titleholders of both the receiving and issuing accounts to be registered service users. To enroll, you must have an active debit card with a participating financial institution in the ATH Móvil service. Download the ATH Móvil app  to enroll and view the terms and conditions of service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC. 

 

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