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FirstBank Certificate of Deposits
Routing number: 221571473
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Personal
Digital Banking
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Take advantage of the value of your money while earning interest and minimizing risk with a Certificate of Deposit.
The Certificate of Deposit (CD) is a deposit account with a defined term during which interest is earned and can be used as collateral to secure personal loans1.
For more information on rates and terms, please call us at 1-866-695-2511, or visit one of our branches.
With the CD, you can enjoy the following benefits:
Libertad para escoger:
Libertad para escoger:
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Término de la cuenta.
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Cuándo y cómo se pagan los intereses.
Intereses competitivos.
Intereses competitivos.
Acceso a la información de tu cuenta a través de Tu Banca Digital.
Acceso a la información de tu cuenta a través de Tu Banca Digital.
Si tienes Cuenta BONUS, el balance de tu CD cuenta como parte del balance diario promedio a mantener para evitar el cargo mensual por servicio.
Si tienes Cuenta BONUS, el balance de tu CD cuenta como parte del balance diario promedio a mantener para evitar el cargo mensual por servicio.
HOW TO APPLY
Ready to open an account?
To open a Certificate of Deposit account at FirstBank (USVI & BVI), you must present your Social Security number and the following applicable identifications:
United States Citizens (please provide one (1) of the following):
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Driver’s license from U.S. Virgin Islands, Puerto Rico or United States
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Passport or Passport Card issued by the Government of the United States
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Military ID issued by the Government of the United States
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Real ID issued by the Government of the Virgin Islands
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Additional documents may be required
All IDs must be unexpired. Additional documents may be required. In the case that the ID with photo does not have the physical address, a service bill must be provided to validate the physical address for example: utility bill, phone bill, cable bill.
British Virgin Islands Citizens (please provide (one) 1 of the following)
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BVI passport
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Passport issued by the country of origin + VISA
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United States Permanent Resident Card (Green Card)
With these documents in hand, conveniently open a Certificate of Deposit at any of our branches.
FREQUENTLY ASKED QUESTIONS
Yes, you can access your CD account information through Digital Banking.
LEGAL USVI
Member FDIC in USVI only. 1 Subject to the terms and conditions applicable to these types of transactions. 2The complete terms and conditions of the account can be found in the disclosures document provided at account opening. FirstBank reserves the right to negotiate the minimum opening deposit amount and the term at account opening. Any withdrawals from the principal amount or any cancellations done before the expiration date will be subject to penalties. The Bank may deduct the penalty amount from the principal, if necessary. Early withdrawal penalties: (i) withdrawal on original tenors up to 365 days, penalty is forfeiture of 90 days of interest or all accrued interest, whichever is less; or (ii) withdrawal on original tenors after one year, penalty is forfeiture of 180 days of interest or all accrued interest, whichever is less. 3 Digital Banking is subject to FirstBank’s terms, conditions, and restrictions.
LEGAL BVI
Available for individuals and commercial institutions. The complete terms and conditions of the account can be found in the disclosures document provided at account opening. FirstBank reserves the right to negotiate the minimum opening deposit amount and the term at account opening. Any withdrawals from the principal amount or any cancellations done before the expiration date will be subject to penalties. The Bank may deduct the penalty amount from the principal, if necessary. Early withdrawal penalties: (i) withdrawal on original tenors up to 365 days, penalty is forfeiture of 90 days of interest or all accrued interest, whichever is less; or (ii) withdrawal on original tenors after one year, penalty is forfeiture of 180 days of interest or all accrued interest, whichever is less.