First Roth IRA

Member FDIC. Only for residents of Puerto Rico. FirstBank offers you several IRAs and investment alternatives. You have the right to obtain detailed information to determine which is the most convenient. ¹ Subject to the distribution provisions of the Internal Revenue Code. Consult your tax or financial advisor. ²Penalties for early withdrawal: 1-year Roth IRA: 3 months of interest; 3-year Roth IRA, 6 months of accrued interest or the total of accrued and/or paid interest, whichever is less on the principal amount of the interest rate the IRA has been at since its opening or last renewal, whichever occurred last. Minimum opening deposit and minimum balance to obtain APY on 1 and 3-year Roth IRAs: $500. Compound interest is credited quarterly to the account. Transfer fee to another institution: $50. Fees may reduce earnings on the account. Opening deposit, APY, and penalties may vary depending on the term of the Roth IRA. Refer to product disclosures provided at account opening. OCIF Lic. # 31.