Close
Certificate of Deposit
Routing number: 267089712
Close
Personal
Online Banking
Not enrolled? Sign up here.
Sign in our mortgage platform:
Apply for a mortgage loan online
Sign in to online applications
Services:
The Certificate of Deposit (CD) is a deposit account with a defined term during which attractive interest is earned. With a CD, you can enjoy the following benefits:
INTEREST RATES
| Term |
Annual Percentage Yield (APY)
|
|---|---|
| 13 months | 4.10% |
| 24 months | 4.25% |
Member FDIC. The annual percentage yield (APY) is accurate as of July 27, 2026, and is subject to change at any time before account opening. The 13-month certificate of deposit (CD) offers a 4.10% APY and the 24-month CD offers a 4.25% APY. A minimum deposit of $1,000 is required to open the account and obtain the disclosed APY. Early withdrawal penalties may apply. Fees may reduce earnings on the account. For additional information, please refer to our Terms and Conditions and account opening disclosures. All products and services are available only in Florida. Certain restrictions may apply.
Ready to apply?
Make sure you have the following documents readily available.
In addition to your Social Security card, you will also need one valid photo ID issued by the United States Government, such as:
-
Driver’s License
-
Passport
-
Military ID
-
Permanent Resident ID
-
Government ID
With these documents in hand, visit one of our branches to open a CD.
FREQUENTLY ASKED QUESTIONS
Certificate of Deposit is a savings vehicle that pays compounded interest for a specified term.
An IRA and a CD account, both allow you to save money for your future. IRA gives you a tax benefit. A CD account is a deposit account with a defined term.
A CD has a variety of terms. It can range to up to 5 years. Choose the one that best suits your needs.
Member FDIC. FirstBank Florida is a division of FirstBank Puerto Rico. The complete terms and conditions for the account can be found in the Account Disclosure Document provided at the time of opening of the account. FirstBank Florida reserves the right to negotiate the minimum deposit amount and the term at the time of opening the account. This product is for one or more individuals, or under the name of a business, special society, club, association, church or corporation. Interest rate and annual percentage yield is based on maintaining the deposited amount in the account until the maturity date. Any withdrawals from the principal amount or any cancellation executed prior to the expiration date will be subject to penalties. For more information, please contact your local branch.