Beyond Platinum Credit Card Mastercard silver.

Beyond Platinum Mastercard

  • 1.99% for 6 months on purchases made during the first 6 months of account opening.
  • Accumulate 1 point for every $1
  • 0% for 15 months on balance transfers made during the first 3 months after opening your account²
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Beyond Ultimate Mastercard World Elite Credit Card black.

Beyond Ultimate Mastercard World Elite

  • 0% for 15 months on purchases made during the first 6 months after opening your account.
  • Accumulate 2 points for every $1
  • Priority Pass Access
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Beyond Platinum Mastercard
Beyond Ultimate Mastercard World Elite
Beyond Platinum Mastercard
Beyond Ultimate Mastercard World Elite
Introductory APR on purchases

1.99% for 6 months on purchases made during the first 6 months after opening your account.

0% for 15 months on purchases made during the first 6 months after opening your account.

Introductory APR on balance transfers

0% for 15 months on balance transfers made during the first 3 months after opening your account.

0% for 15 months on balance transfers made during the first 3 months after opening your account.

Rewards Program

1 point for every $1

2 points for every $1

Annual Fee

$0 annual fee

$0 annual fee for the first 12 months, then $150

Benefits

  • $0 annual fee

  • Cellular Phone Protection

  • MasterRental

  • Platinum Concierge

  • Trip Cancellation and Delay

  • Luggage Protection

  • Master Global Services

  • RideShare

  • Purchase Protection

  • Ticket Saver

  • Price Protection

  • Extended Warranty

  • Identity Theft Protection

  • Travel and Lifestyle Services

  • Travel Assistance Services

  • MasterAssist Plus

  • Master Travel Rewards

  • Alerts and Fraud Protection

  • Beyond Mobile

  • Chargegard Ultimate

  • $0 annual fee for the first 12 months, then $150

  • Priority Pass Access

  • Cellular Phone Protection

  • MasterRental

  • MasterTravel Insurance

  • MasterAssist Black

  • Identity Theft Protection

  • Mastercard Black Concierge

  • Master Global Services

  • Purchase Protection

  • Insurance

  • Travel and Lifestyle Services

  • Travel Assistance Services

  • Price Protection

  • Extended Warranty

  • ATM Robbery and Assault Protection

  • MasterTravel Rewards

  • Alerts and Fraud Protection

  • Beyond Mobile

  • Chargegard Ultimate

Our credit cards allow you to:

Frequently Asked Questions

Yes. Completing an online application is safe and fast.

To complete an application, you need your personal information, Social Security Number, a valid ID, and income information.

 

Your income can be from your job, alimony, retirement, pension, commission, rental income, self-employment or professional services. You must have evidence of your income available.  

The documents may vary depending on your type of income and the information the loan officer requires. If you need additional information, contact our representatives on 787-282-2800 or toll-free at 1-800-981-8000.

You may receive a response the same day if your application is received during business hours before 1:00 pm.

Your credit is verified at the time you submit your application.

It takes approximately 10 minutes to complete a credit card application.

Your card will be delivered via regular mail to the address included on your application within 7-10 days after receiving approval. 

The APR is determined with the information included in your application and the credit score calculated by the credit reporting agency.

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