A Personal Loan helps you finance any plan.

If you are planning your wedding, to travel, or to make home improvements, a personal loan can help you.  If you have already completed an online application, check the status here.

Apply

Details

Minimum Amount for a Loan

$1,500

Requirement

An excellent score is needed for the lowest rates

Origination Fees

$0

Benefits

  • Funds available on the same day1

  • Apply with or without collateral

  • Payment Protection Plan3

  • Personal Loan Life Insurance

  • Personal Loan Disability

  • Personal Loan Involuntary Unemployment Insurance

  • Tailor your loan to fit your budget

Perfect for

Man carrying his partner with the Eiffel tower behind

  • Traveling

Couple smiling while painting their home.

  • Remodeling your home

Plumber girl working.

  • Making home repairs

Woman smiling with her cell phone with the sea in the background.

  • Going on vacation

Mother of the bride putting a necklace on the bride while smiling.

  • Planning your wedding

Couple hugging each other while man hold woman's belly.

  • Paying for medical treatments and procedures

Family smiling for their daughter's graduation.

  • Investing in education

We offer

  • Unsecured personal loans from $1,500 to $25,000

  • Up to 1% off approved interest rate when you open a deposit account and enroll in the Easy Payment Service²

  • With Easy Payment Service, funds are automatically deducted from a deposit account at a specific time each month

  • Cash Secured personal loans up to $300,000. Obtain your loan by using a FirstBank savings account or Certificate of Deposit as collateral.

HOW TO APPLY

Ready to apply?

Have the following information available before applying.

  • Social Security 

  • One (1) valid ID 

  • Driver's license

  • Passport

  • Military ID

  • Government ID

  • U.S. permanent resident card

Once you have the information, click here. 

Apply
FREQUENTLY ASKED QUESTIONS

Get pre-qualification by completing the application online. 

  • Select the loan type: with collateral, or without collateral
  • Purpose of the loan: debt consolidation, home improvements, medical expenses, funeral expenses, educational expenses, taxes, vacation
  • Amount of the loan from $1,500 up to $25,000
  • Term of the loan 12, 24, 60, 72 months4
  • Personal Information
  • Additional information may be requested

 

One of our employees will contact you or email you.

Yes, all you need to do is register with Digital Banking, and make a payment, or schedule auto pay. You can also check your account balances.

  • Valid driver’s license
  • Proof of income: last two (2) pay stubs, or financial statements if you are self-employed
  • Proof of Social Security/pension, or bank statements reflecting such deposits, if applicable
  • Proof of residence:  utility bill (water or electricity), lease agreement, vehicle registration
  • A copy of the dealer’s invoice, purchase order or bill of sales of the vehicle to be financed 
See FAQs

1Applies to applications received and approved before 1:00 PM on the same day of the application, and after the documents required by the bank are submitted. 2You may receive a discount of 1% APR off the approved interest rate after applying for the loan if you open a new checking account with FirstBank and enroll in the direct payment service. Loan approval is not conditional to opening a deposit account. 3Insurance products are not bank deposits, are not insured by the FDIC nor any federal government agency, are not guaranteed by First Bank, and may diminish in value. Acquiring this insurance is optional and not a condition for credit approval. Credit approval will not be conditioned to the purchase of an insurance or annuity from the Institution or one of its affiliates nor to your agreement to refrain, or our prohibition, from obtaining insurance products or annuities from non-affiliated institutions. We will not reject your selected insurance if it meets our requirements and standards regarding coverage, financial soundness, and insurer-provided services. 4Loan term is subject to the loan amount requested.

 

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