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Personal Loan

Routing number: 221571473

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Personal
Digital Banking
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Apply online:

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Manage your products and services: 

If you have started an application and would like to complete it, go to your applications.

If you have started an application and would like to complete it, go to your applications.

Eligibility

  • Must be a resident of the U.S. Virgin Islands or British Virgin Islands 

  • Must be 18 years of age 

How to Apply

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Contact Us (USVI)
desktop and mobile icon
Online Application (USVI)
figura de banco de FirstBank
Branch (USVI + BVI) 

Benefits

Personal loans without collateral:
  • Personal loans without collateral: 

  • Loans from $1,500 to $25,000 

  • Options for individuals looking to establish credit 

  • $0 origination fees 

  • Flexible repayment terms from 12 months to 60 months 

  • Discounts available after opening a checking account and/or Easy Pay 

  • Same day credit decision & disbursement (USVI) 1

  • Payment Protection Plan USVI3

Personal loans with collateral:

Use as collateral up to 100% of the amount available in your savings account or Certificate of Deposit up to $300,000

  • Personal loans from $2,500 to $300,000

  • $0 origination fees 

  • Minimal paperwork requirements

  • Flexible repayment terms up to 84 months  (If a CD is used to secure the loan, the loan term will be based on the CD term)

  • Same day credit decision & disbursement (USVI) 

Personal Loans make your plans a reality

Curly hair girl sitting while smile.
  • Debt consolidation

Woman wearing glasses using a calculator in front of laptop.
  • Establish credit

Couple hugging each other while man hold woman's belly.
  • Cover Medical expenses 

Family smiling for their daughter's graduation.
  •  Pay Tuition 

Plumber girl working.
  • Make home repairs

HOW TO APPLY

Ready to apply?

For information about rates & terms, please contact us at 340.776.5626 (USVI) or visit a branch. 

You can apply anywhere.

a hand receiving money
Contact Us (USVI) 
desktop and mobile icon
Online Application (USVI) 
figura de banco de FirstBank
Branch (USVI + BVI) 
FREQUENTLY ASKED QUESTIONS
If you have any questions or want to learn more about our online applications, visit our FAQs.

USVI clients:

  • Apply online at Online Sales, call us at 340-776-5626 or visit the nearest FirstBank branch.

 

BVI clients: 

  • Please visit the Road Town Branch and speak with a customer service representative. 

1Applies to applications received and approved before 1:00 PM on the same day of the application, and after the documents required by the bank are submitted. 2You may receive a discount of 1% APR off the approved interest rate after applying for the loan if you open a new checking account with FirstBank and enroll in the direct payment service. Loan approval is not conditional to opening a deposit account. 3Insurance products are not bank deposits, are not insured by the FDIC nor any federal government agency, are not guaranteed by First Bank, and may diminish in value. Acquiring this insurance is optional and not a condition for credit approval. Credit approval will not be conditioned to the purchase of an insurance or annuity from the Institution or one of its affiliates nor to your agreement to refrain, or our prohibition, from obtaining insurance products or annuities from non-affiliated institutions. We will not reject your selected insurance if it meets our requirements and standards regarding coverage, financial soundness, and insurer-provided services. 4Loan term is subject to the loan amount requested.

 

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