porch of a house

Homeowners

First Bank Insurance logo

Your home is your sanctuary. It's where you keep your family safe and where memories are made. 

 

You can benefit from:

 

  • A customized policy based on your needs 
  • Flexible deductible options
  • A knowledgeable team that will guide you through the coverage selection and claims processes

 

Our Homeowner's insurance coverage includes: 

 

  • Your home
  • Other structures like sheds or fences
  • Your personal property 
  • Loss of use
  • Personal liability
  • Medical payments to others

 

Icon

Contact Us

St Thomas & St John: 340.775.8519

St Croix: 340.772.6227

Icon

Email

yourlifematters@firstbankvi.com

For Rent Sign & House

Dwelling Insurance

First Bank Insurance logo

A dwelling policy and a homeowners policy are not the same. A dwelling policy covers damages from wind, fire, earthquakes, and other perils, and is better suited as a second home insurance or a rented property occupied as residence.  

 

Icon

Contact Us

St Thomas & St John: 340.775.8519

St Croix: 340.772.6227

Icon

Email

yourlifematters@firstbankvi.com

lady taking out a lot of water from flooding floor

Flood Insurance

First Bank Insurance logo

Most homeowners insurance policies does not cover flooding.

 

Just one inch of water inside your property can cause more than $25,000 in damages. With flood insurance you can protect your residence and your belongings either if you are a homeowner, a tenant or a business owner. 

 

Icon

Contact Us

St Thomas & St John: 340.775.8519

St Croix: 340.772.6227

Icon

Email

yourlifematters@firstbankvi.com

 

LEGAL  USVI

This is only a general description of coverage. For further information you should consult your policy to know the terms, limitations, and general conditions. Insurance products are not deposits, not FDIC insured, not insured by other federal government agencies, not guaranteed by FirstBank or any of its subsidiaries and may lose value. 

DISCLAIMER OF BVI UNAVAILABILITY

Product not available in BVI.

You’re about to leave 1FirstBank.com and visit a third-party website. This third-party web page contains and is subject to terms of use, conditions and privacy policies that are not those of FirstBank Puerto Rico. When you visit third-party websites, you acknowledge and agree that FirstBank Puerto Rico is not responsible for the products, services, contents, security and/or information that is shown and/or offered on the third-party website you’re about to visit.


To continue, press 'Accept'. If you do not wish to visit the third-party website, close this window or press 'Cancel'. Thank you!